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PayPal: Pay in 3 reviews

4.93
Based on 48,938 reviews, last reviewed 10th May 2026
2507800% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

Pay in 3 has balanced my finances.. Pay in 3 has allowed me to balance my finances across the year. Reviewed on: 10th May 2026
Tag's avatar
Tag

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48938)

Takes the strain off big purchases

5
Takes the strain off big purchases Reviewed on: 24th May 2024

It is a very helpful service that can serve to assis...

5
It is a very helpful service that can serve to assist people to afford things without breaking the bank Reviewed on: 24th May 2024

Easy and convenient.

5
Easy and convenient. Gives you breathing space without having to worry Reviewed on: 24th May 2024

Very flexible and excellent customer service

5
Very flexible and excellent customer service Reviewed on: 24th May 2024

Love PayPal it’s soo easy and helps me manage my fin...

5
Love PayPal it’s soo easy and helps me manage my finances well especially with pay in three Reviewed on: 24th May 2024

Great way to split the cost of purchasing

4
Great way to split the cost of purchasing Reviewed on: 24th May 2024

Surprised!

4
I think overall there’s a lot of technical issues that a company that big shouldn’t have. They have the money to make that app flawless so anything less is just lazy. However I do believe their 3 in one is amazing especially for students like me who are on little money and need it to stretch that little bit further. Very happy with it! Reviewed on: 24th May 2024

Convenient

5
It's great when i have big purchases i can break up into more manageable payments Reviewed on: 24th May 2024

PayPal pay in 3 is a fantastic 0% interest option

5
PayPal pay in 3 is a fantastic 0% interest option for those end of the month, still a few days away from payday buys that you just can't say no to. Reviewed on: 24th May 2024

Overall good experience.

5
Overall good experience. I have not had any problems as of yet Reviewed on: 24th May 2024

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