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PayPal: Pay in 3 reviews

4.93
Based on 47,304 reviews, last reviewed 7th May 2026
2355900% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was very easy to use and to understand and the cu... It was very easy to use and to understand and the customer service were very helpful. Reviewed on: 7th May 2026
Emily P's avatar
Emily P

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026
Jeannie M's avatar
Jeannie M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (47304)

got scammed, no protection from PayPal

1
I used PayPal pay in 3 to buy something from ebay, I got scammed by the seller and PayPal took there scammers side, so I lost a lot of money, I will never buy something expensive from ebay via PayPal again. Reviewed on: 16th May 2024

Pay Pal means secure shopping online

5
It is very important when you have someone to look for your financial security when you interact and shop online. Reviewed on: 16th May 2024

Very convenient way to spread your payment s.

5
Very convenient way to spread your payment s. Reviewed on: 16th May 2024

Pay in 3 is 5 stars

5
PayPal always exceed my expectations ☺️. Reviewed on: 16th May 2024

Great and reliable.

5
Easy to use PayPal pay in 3 and PayPal Credit. Never had any issues with PayPal, and is a very reliable company. Always have dealt with issues that have arisen and with great efficiency. Reviewed on: 16th May 2024

Very easy and useful to purchase something unexpected

5
Very easy and useful to purchase something unexpected Reviewed on: 16th May 2024

Very convinient and safe to use for payment transact...

5
Very convinient and safe to use for payment transactions. Reviewed on: 16th May 2024

Service has always been brilliant!

5
Service has always been brilliant! Anytime I've had an issue (rarely), I've jumped onto the support and have always had a 24-hour turnaround from start to finish. The flexibility of PayPal Credit is also a massive bonus. Reviewed on: 16th May 2024

Great service with friendly system

5
Great service with friendly system Reviewed on: 16th May 2024

PayPal pay in 3

5
My experience using the pay in 3 option has always been great. It is extremely easy and quick to use and it helps me pay for things even when I’m a little short of money. I find it to be very secure and I’ve never had a problem when using it. Reviewed on: 16th May 2024

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