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PayPal: Pay in 3 reviews

4.93
Based on 46,752 reviews, last reviewed 6th May 2026
2303100% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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1%
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0%
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Latest highest rating:

5

I have used the pay in 3 and its brilliant. I have used the pay in 3 and its brilliant. When i needed something a bit more expensive it was a brilliant way of paying. I was told the exact dates ... Read more Reviewed on: 6th May 2026
Karen Cox's avatar
Karen Cox

Latest lowest rating:

2

Find very easy to use ! Like the option of pay in 3 Find very easy to use , experienced no problems Reviewed on: 6th May 2026
Amanda W's avatar
Amanda W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46752)

Pay in 3 a new choice of payment with Paypal

5
I chose Pay in 3, I love that Paypal are adding new features and options for how you can pay. I use Paypal credit anyway but this is good option for a managed short 3 month repayment plan. Paypal automatically takes each payment from your funding source, effectively you get 3 months interest free credit. Reviewed on: 13th May 2024

Helps me get the goodies I want!

5
Helps me get the goodies I want whilst still managing to balance the other day to day spends. At this point I'm yet to encounter a negative point. I have worked hard to get my credit fixed after a bumpy start. PP credit helpse with this. Reviewed on: 13th May 2024

I like PayPal pay in 3, it’s quick and easy.

5
I like PayPal pay in 3, it’s quick and easy. Efficient and reminds you when you need to pay. Had no issues with it so far so that’s a bonus. Would like it to offer pay in 3 maybe on lower payments but it’s pretty good as is. Reviewed on: 13th May 2024

Simple, easy due to most retailers accepting paypall

5
Simple, easy due to most retailers accepting paypall Reviewed on: 13th May 2024

It is a great service and very simple and easy to us...

5
It is a great service and very simple and easy to use through the app,never had any issues with application or and problems with payments or services Reviewed on: 13th May 2024

the system is a bit outdated.

3
the system is a bit outdated. It could be faster and show everything automatically, cleanly and clearly Reviewed on: 13th May 2024

It’s helpful

4
Useful for big purchases without having to pay more Reviewed on: 13th May 2024

Used PayPal for years now, receiving payment and mak...

5
Used PayPal for years now, receiving payment and making payments and also using the pay in 3 feature which I have used a lot, always been a positive experience Reviewed on: 13th May 2024

PayPal has always been my preferred method

5
PayPal has always been my preferred method of payments online because of its ease and protection. PayPal credit and pay in 3 also makes big purchases more manageable. Reviewed on: 13th May 2024

Pay in 3 is a great

5
Appreciate being able to use pay in 3. It’s easy to use and enables me to buy certain things I otherwise wouldn’t be able to. Reviewed on: 13th May 2024

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