Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 46,752 reviews, last reviewed 6th May 2026
2303100% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used the pay in 3 and its brilliant. I have used the pay in 3 and its brilliant. When i needed something a bit more expensive it was a brilliant way of paying. I was told the exact dates ... Read more Reviewed on: 6th May 2026
Karen Cox's avatar
Karen Cox

Latest lowest rating:

2

Find very easy to use ! Like the option of pay in 3 Find very easy to use , experienced no problems Reviewed on: 6th May 2026
Amanda W's avatar
Amanda W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (46752)

Never not had an issue sorted

5
Never not had an issue sorted fairly quickly Reviewed on: 13th May 2024

I love to use PayPal Pay in 3 - it allows me to spre...

5
I love to use PayPal Pay in 3 - it allows me to spread my payments over three months, at no extra cost. Genius idea! Reviewed on: 13th May 2024

It's the smart way to pay.

5
Its the smart way to pay. Simple to use, email reminders help you keep track as payments made. Great way to spread the cost of a little extra treat or unexpected item required. Reviewed on: 13th May 2024

I Love Pay in Three

5
Excellent & simple way to pay, spreading the cost over three payments has allowed me to make multiple purchases to furnish my apartment without paying interest. Refunds are automatically credited and future payments stopped Reviewed on: 13th May 2024

So far so good.

5
So far so good. Thanx PayPal team Reviewed on: 13th May 2024

Never had any problems using PayPal and feel much sa...

5
Never had any problems using PayPal and feel much safer when I pay with PayPal, better protected. Reviewed on: 13th May 2024

Top class service

5
Always very helpful and any issues resolved swiftly. A class service. Reviewed on: 13th May 2024

Easy to use and always trust PayPal

5
Easy to use and always trust PayPal Reviewed on: 13th May 2024

Helpful and easy to use

4
I have been using Pay in 3 for several years, and it has been beneficial in spreading my travel expenses quickly and making them affordable. Reviewed on: 13th May 2024

The system works in relation to its essence - instal...

3
The system works in relation to its essence - installment plan for payments. However if there's an issue then paypal completely falls apart. There is no basic level of decent customer support when an issue arises. Clearly proving the dispute/appeal process wrong but too much of dickheads to admit fault Reviewed on: 13th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review