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PayPal: Pay in 3 reviews

4.93
Based on 46,821 reviews, last reviewed 6th May 2026
2309500% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal pay in 3 no apr Very handy to have a quick easy use no apr option when purchasing anything Reviewed on: 6th May 2026
Pat 's avatar
Pat

Latest lowest rating:

1

I paid my 3 monthly installments before the end of c... I paid my 3 monthly installments before the end of contract and had my card stolen so it was blocked the next time I tried to pay you refused, I'm not... Read more Reviewed on: 6th May 2026
Shaz Shaz's avatar
Shaz Shaz

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46821)

accessibility across all payments methods needed

5
Easy to use, not sure if this service is available if using PayPal’s direct debit to purchase an item Reviewed on: 13th May 2024

Great service, fast and efficient payment method.

5
Great service, fast and efficient payment method. Would definitely recommend Reviewed on: 13th May 2024

PayPal my way!

4
PayPal connects people and makes good things possible with stress free paying options! Reviewed on: 13th May 2024

Excellent app

4
It’s brilliant, excellent and good service. Reviewed on: 13th May 2024

Nice easy and secure, Safest way to buy online and p...

5
Nice easy and secure, Safest way to buy online and pay in 3 is a bonus! So handy for them big payments to split them in 3 and make it financially easier to buy Reviewed on: 13th May 2024

Guaranteed way of spending.........

5
PayPal has a guarantee on every payment u make through them Reviewed on: 13th May 2024

Few issues but overall good security wise

4
Few issues but overall good security wise Reviewed on: 13th May 2024

Good value

5
Always good experience with PayPal and I highly recommend it . I like pay in 3 options always Reviewed on: 12th May 2024

The payment spread across purchases at 0% interest a...

5
The payment spread across purchases at 0% interest and PayPal guarantee is excellent Reviewed on: 12th May 2024

Have used pay in 3 and other credit services from Pa...

5
Have used pay in 3 and other credit services from PayPal. Each and every time it is easy to use and hassle free. The repayment instructions clear with also statements being provided. I haven’t yet missed any payments as they keep me updated when it’s due and if a direct debit is set. There’s no need for a seperate credit card. Reviewed on: 12th May 2024

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