Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 46,752 reviews, last reviewed 6th May 2026
2303100% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used the pay in 3 and its brilliant. I have used the pay in 3 and its brilliant. When i needed something a bit more expensive it was a brilliant way of paying. I was told the exact dates ... Read more Reviewed on: 6th May 2026
Karen Cox's avatar
Karen Cox

Latest lowest rating:

2

Find very easy to use ! Like the option of pay in 3 Find very easy to use , experienced no problems Reviewed on: 6th May 2026
Amanda W's avatar
Amanda W
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (46752)

Good service

5
Good to spread costs, PayPal credit even better Reviewed on: 12th May 2024
Riccardo F's avatar
Riccardo F

Used pay in 3 a few times easy to use...

5
Used pay in 3 a few times easy to use Reviewed on: 12th May 2024
J's avatar
J

Great service easy to use.

5
Great service easy to use. PayPal app is also easy and user friendly Reviewed on: 12th May 2024
Brian W's avatar
Brian W

LIFESAVER!!

5
I rely on pay in 3 with every single purchase it breaks down the cost to 3 easy monthly payments and makes everything affordable and within reach. Also, you get reminders when payments are due so you can't miss a single payment. I don't know how I was able to do shopping before this option thank you to PayPal for this fantastic service. Reviewed on: 12th May 2024
Zara N's avatar
Zara N

Love how PayPal make changes to pay in 3

5
Love how PayPal make changes to pay in 3 Reviewed on: 12th May 2024
Nadlada 's avatar
Nadlada

My favourite payment option for online purchases.

5
Great option for splitting a payment into 3 chunks. I use it for bigger purchases e.g. airline tickets. It’s easy and very secure - PayPal always asks to confirm your identity by logging in, and if the browser/device isn’t recognised, you provide a code or confirm it’s you via PayPal app - takes only a few seconds but provides peace of mind. Moreover, there are many online retailers that offer this choice of payment so it’s a no brainer! Once your PayPal account is set up, it takes a few seconds to use the Pay-in-3 option. It really isn’t a hassle. Reviewed on: 12th May 2024
Ronnie's avatar
Ronnie

Very PROMT and professional.

5
Very PROMT and professional. I am very satisfied with their services. Reviewed on: 12th May 2024
LILIANA's avatar
LILIANA

Always worked for me!

5
Always worked for me! Used on big eBay purchases and never had a problem Reviewed on: 12th May 2024
Sleepy K's avatar
Sleepy K

convenient payment method

4
Offers convenient payment methods to split payments without interest being applied Reviewed on: 12th May 2024
Danielle C's avatar
Danielle C

Pay in 3 works brilliantly and very convenient.

5
Pay in 3 works brilliantly and very convenient. I've used it often. Reviewed on: 12th May 2024
Tanya C's avatar
Tanya C

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill