Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 46,752 reviews, last reviewed 6th May 2026
2303100% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used the pay in 3 and its brilliant. I have used the pay in 3 and its brilliant. When i needed something a bit more expensive it was a brilliant way of paying. I was told the exact dates ... Read more Reviewed on: 6th May 2026
Karen Cox's avatar
Karen Cox

Latest lowest rating:

2

Find very easy to use ! Like the option of pay in 3 Find very easy to use , experienced no problems Reviewed on: 6th May 2026
Amanda W's avatar
Amanda W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (46752)

Quick and easy! Great service.

5
Quick and easy, no issues. Refunds to adjust balances super quick. Easy to pay off early if need be. Reviewed on: 12th May 2024

Simple and easy to use.

5
Simple and easy to use. Really helpful for larger purchases and pre approval for pay in 3 was ideal Reviewed on: 12th May 2024

Excellent app

5
Never had issues with this app, I'm confident I never will and I urge you to at least give it a go! Reviewed on: 12th May 2024

Help with budgeting

5
I find it so useful for larger purchases to spread the payments out over 3 months Reviewed on: 12th May 2024

Flexible, functional and vital

4
I've enjoyed the usability and flexibility of PayPal. It has great functionality and is helpful for a multitude of money transfers. Actually it is vital for me. Reviewed on: 12th May 2024

Had a wedding to attend and needed to order a dress...

5
Had a wedding to attend and needed to order a dress for the occasion. My money wasn’t going in to my account until the end of the month. PayPal, pay in 3 made it possible to order the dress I liked online. Without Pay in 3 I would have been stuck. Will definitely use it again. Thank you PayPal Reviewed on: 12th May 2024

Pay in 3 makes life easier

5
Pay in 3 makes it easy to buy some things and split the cost, and the best thing about it is there are no hidden charges or interests. I am very satisfied with the service and will continue to use it. Reviewed on: 12th May 2024

Very easy to use

5
Very easy to use - all upfront, no hidden agenda. Reviewed on: 12th May 2024

Excellent experience

5
Excellent experience - I have been using service for long time due to the peace of mind and trust in customer services whenever issue arises. Reviewed on: 12th May 2024

Top performance

5
Always excellent to use and never had any issues Reviewed on: 12th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review