Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 46,752 reviews, last reviewed 6th May 2026
2303100% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used the pay in 3 and its brilliant. I have used the pay in 3 and its brilliant. When i needed something a bit more expensive it was a brilliant way of paying. I was told the exact dates ... Read more Reviewed on: 6th May 2026
Karen Cox's avatar
Karen Cox

Latest lowest rating:

2

Find very easy to use ! Like the option of pay in 3 Find very easy to use , experienced no problems Reviewed on: 6th May 2026
Amanda W's avatar
Amanda W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (46752)

Option is readily available and works well with budg...

5
Option is readily available and works well with budgeting Reviewed on: 12th May 2024

Grate experience

5
For .me they ate the best Great experiences Reviewed on: 12th May 2024

Fantastic interest free payment option

5
It’s very liberating to be able to pay in 3, means I can buy things I otherwise would not be able to afford and pay it off in a timely manageable way. It is a fantastic service , no interest repayments, and available instantly. There is nothing not to like, and I would highly recommend for those bigger purchases. Reviewed on: 12th May 2024

Pay in 3 makes it a lot easier to purchase items you...

5
Pay in 3 makes it a lot easier to purchase items you need and not pay the full amount straight away Reviewed on: 12th May 2024

Not really happy with charges or costs.

2
Not really happy with charges or costs. Reviewed on: 12th May 2024

Good experience throughout Call for some clarification

5
Good experience throughout Call for some clarification Reviewed on: 12th May 2024

Very easy to be approved and makes larger purchases...

5
Very easy to be approved and makes larger purchases easier. Reviewed on: 12th May 2024

Simple & Easy to use

5
I have found PayPal easy to use for making payments and sending money to friends. I can easily track previous payments. I also like the option to pay for something over 3 payments to break up larger cost items. Reviewed on: 12th May 2024

Great service and easy to use.

5
Great service and easy to use. It’s available on all online stores. Reviewed on: 12th May 2024

I could pay for my course in 3.

5
I could pay for my course in 3. Excellent for helping maintain the finances in a good way. Reviewed on: 12th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review