Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 46,974 reviews, last reviewed 6th May 2026
2324000% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very easy. very easy. good product very happy Reviewed on: 6th May 2026
Boldosan F's avatar
Boldosan F

Latest lowest rating:

1

I paid my 3 monthly installments before the end of c... I paid my 3 monthly installments before the end of contract and had my card stolen so it was blocked the next time I tried to pay you refused, I'm not... Read more Reviewed on: 6th May 2026
Shaz Shaz's avatar
Shaz Shaz

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (46974)

As a student its the best payment gateway for me

5
As a student its the best payment gateway for me Reviewed on: 11th May 2024

Very helpful

5
It's super helpful for me & my family Reviewed on: 11th May 2024

Easy experience

5
Easy to use; I have never had a problem, so I have never had to contact customer service. Reviewed on: 11th May 2024

Comes in handy for paying for stuff.

5
Comes in handy for paying for stuff. Over time Reviewed on: 11th May 2024

Pre-approved, no nerves, no fuss, no hassle.

5
Pre-approved, no nerves, no fuss, no hassle. Most importantly - no interest. Reviewed on: 11th May 2024

I love it

5
I use it all the time. I started my own business and it helped me a lot and I continue to use it for business and personal items Reviewed on: 11th May 2024

I use PayPal for everything

5
I love the pay in three options and pay nothing interest for four months, as I can't usually afford to buy big items outright so this really helps me to buy the things I want Reviewed on: 11th May 2024

Easy to set up and very easy to check your plan, spr...

5
Easy to set up and very easy to check your plan, spreading the cost over 3 months no interest is brilliant highly recommend. Reviewed on: 11th May 2024

Very easy and smooth

5
It was easy and smooth highly recommended definitely I will use it again it was my first time try it it’s safe Reviewed on: 11th May 2024

Convenient

5
I use PayPal credit and pay in 3 multiple times throughout the year, it’s very convenient, never had a problem with it and it’s good for my credit history. Reviewed on: 11th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review