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PayPal: Pay in 3 reviews

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4.93
Based on 47,017 reviews, last reviewed 6th May 2026
2328300% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to spread the cost. Great way to spread the cost. Concert tickets are so expensive at times and allows me to purchase without the big outgoing in one Reviewed on: 6th May 2026
Sally P's avatar
Sally P

Latest lowest rating:

1

I paid my 3 monthly installments before the end of c... I paid my 3 monthly installments before the end of contract and had my card stolen so it was blocked the next time I tried to pay you refused, I'm not... Read more Reviewed on: 6th May 2026
Shaz Shaz's avatar
Shaz Shaz
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (47017)

Easy as 1-2-3

5
Easy, accessible and available almost everywhere as a payment option. Saved my back many times! when the cash was not in hand/bank. No strings attached, simple as 1-2-3 - you just divide the amoutbper three and that is your monthly rate with 0% APR. Perfect! Reviewed on: 12th May 2024
Tom P's avatar
Tom P

makes big purchases so much easier so easy to apply.

5
makes big purchases so much easier so easy to apply. has not affected credit rating unlike amazon pay in 3 with barclays did last year. thanks pay pal. Reviewed on: 12th May 2024
an n 's avatar
an n

Easy to use no hassle.

5
Easy to use no hassle. Does take in account your financial situations so may not always be able to use it. Reviewed on: 12th May 2024
Millie's avatar
Millie

Spreading the cost of your Splurge

5
Pay in 3 allows me to spread the cost of purchases at 0% interest. It helps me to manage my money and know exactly how much I have committed to for the short term so I can still splurge every now and again without feeling it in one hit. Reviewed on: 12th May 2024
Jodie C's avatar
Jodie C

Easy to use financial plan and good customer care.

5
Easy to use financial plan and good customer care. Really helps to pay for bigger purchases over time without interest. Reviewed on: 12th May 2024
Tes Robinson's avatar
Tes Robinson

Option is readily available and works well with budg...

5
Option is readily available and works well with budgeting Reviewed on: 12th May 2024
Pratik P's avatar
Pratik P

Grate experience

5
For .me they ate the best Great experiences Reviewed on: 12th May 2024
Adams 's avatar
Adams

Fantastic interest free payment option

5
It’s very liberating to be able to pay in 3, means I can buy things I otherwise would not be able to afford and pay it off in a timely manageable way. It is a fantastic service , no interest repayments, and available instantly. There is nothing not to like, and I would highly recommend for those bigger purchases. Reviewed on: 12th May 2024
Angela R's avatar
Angela R

Pay in 3 makes it a lot easier to purchase items you...

5
Pay in 3 makes it a lot easier to purchase items you need and not pay the full amount straight away Reviewed on: 12th May 2024
Keith F's avatar
Keith F

Not really happy with charges or costs.

2
Not really happy with charges or costs. Reviewed on: 12th May 2024
A C's avatar
A C

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