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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101251 reviews)

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4.76

Based on 101,251 reviews, last reviewed 30th Jul 2026

205% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

excellent service, and customers service easy to com... excellent service, and customers service easy to communicate to sort any issues. Reviewed on: 30th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101251)

Very easy to use and hassle-free.

“Very easy to use and hassle-free. The application was quick, payments are clearly scheduled, and the reminders help me stay on track. Being able to spread the cost over three interest-free payments has been really useful, and I’ve had no issues using the service.” Reviewed on: 10th July 2026

Highly recommend, love it.

PayPal is so easy to use and very easy to get help if needed. I recommend PayPal to everyone, it is a safe and secure way to pay online and has great options to pay in 3. I have only recently used the pay in 3 and I will definitely be using it again, it is great for anyone who is struggling to pay for something in full, i used it to help pay for my daughters birthday present. You get 3 monthly payments, it provides the date it is due, and the amount thats due, it's so simple. Reviewed on: 10th July 2026

PayPal is an efficient service.

PayPal is an efficient service. I have used it for pay in 3 and for sending money abroad. I was satisfied with both services which were easy to use. Pay in 3 is a great way of helping people to purchase, especally for more expensive purchases. Reviewed on: 10th July 2026

Excellent all round And very simple to use as well a...

Excellent all round And very simple to use as well as handy for all the different payment options Reviewed on: 10th July 2026

Simple, intuitive and easy to use.

Simple and easy to use with no risk of forgetting to pay and predatory interest/fees. I imagine this feature has become an essential lifeline for people during a period of high cost of living and wage stagnation. I have used this a lot recently to spread the cost of high ticket purchases or at the end of the month when money is tight. Reviewed on: 10th July 2026

Always a quick answer

Always a quick answer with very little paperwork Reviewed on: 10th July 2026

Speedy response in decision making

Speedy response in decision making Reviewed on: 10th July 2026

A Class Service.

I've used PayPal and all of its services for many years, never had a single problem, exactly how any service is supposed to work. Class from start to finish. Reviewed on: 10th July 2026

PayPal, the best of the best for Payment methods.

PayPal is the most convenient payment method that I have come across. It is secure and very easy to use. I would recommend it to anyone. Reviewed on: 10th July 2026

I have had no issues with PayPal.

I have had no issues with PayPal. I use it regularly - especially the pay in 3 function, which is legit legendary Reviewed on: 10th July 2026

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