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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101251 reviews)

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4.76

Based on 101,251 reviews, last reviewed 30th Jul 2026

205% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

excellent service, and customers service easy to com... excellent service, and customers service easy to communicate to sort any issues. Reviewed on: 30th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101251)

Excellent

I have always found PayPal excellent quick a reliable Reviewed on: 10th July 2026

Allows me to buy now and pay later which is very fle...

Allows me to buy now and pay later which is very flexible and allows people to afford even very expensive products as payment is taken in installments with zero interest Reviewed on: 10th July 2026

Paypal review

I have used Paypal's pay in 3 service many times at this point. It helps to spread out payements and has helped on credit report. Reviewed on: 10th July 2026

PayPal pay in 3 is good and very handy to have

PayPal pay in 3 is good and very handy to have. I have used it a good few times now it’s definitely very helpful to have to help you out Reviewed on: 10th July 2026

Easy, reliable and trustworthy.

Easy, reliable and trustworthy. Using Paypal takes the stress out of safety concerns when shopping/banking online. Reviewed on: 10th July 2026

I have used PayPal to claim for faulty items.

I have used PayPal to claim for faulty items. They were brilliant! Reviewed on: 10th July 2026

It’s hard to recognise the retailers payments on ban...

It’s hard to recognise the retailers payments on bank account statement. Pay in three is helpful. Difficult navigating chat and dispute resolution channels. Reviewed on: 10th July 2026

Pay in three 0%interest is great for budgeting in th...

Pay in three 0%interest is great for budgeting in these difficult financial times really excellent with large purchases and very widely accepted I've used it often for bulk food buying Reviewed on: 10th July 2026

Good with the instalments, very helpful

Good with the instalments, very helpful Reviewed on: 10th July 2026

Excellent experience with PayPal, never had any issu...

Excellent experience with PayPal, never had any issues, would always recommend Reviewed on: 10th July 2026

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