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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101251 reviews)

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4.76

Based on 101,251 reviews, last reviewed 30th Jul 2026

205% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

excellent service, and customers service easy to com... excellent service, and customers service easy to communicate to sort any issues. Reviewed on: 30th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101251)

Worth using every day

Good customer service, wouldn't really use anything else when paying for items, overall very happy. Reviewed on: 10th July 2026

Never had any issues PayPal has always been an excel...

Never had any issues PayPal has always been an excellent service Reviewed on: 10th July 2026

PayPal pay in 3 is a great way to spread to the cost...

PayPal pay in 3 is a great way to spread to the cost and it really helped me to get what me and my 4 children needed for our holiday without me wiping out my bank account. Super helpful. Super easy to use. I basically checked that the shop i wanted offered that option at checkout before shopping. Then added all items to basket, selected PayPal pay in 3 at checkout. It took me to PayPal to complete the transaction. PayPal made sure to layout all costs for me and explained it all in detail. I agreed and paid. Simples Reviewed on: 10th July 2026

Pay in 3 service with PayPal.....outstanding!

Pay in 3 service with PayPal is the most convenient way to purchase higher priced items during a time of financial hardship due to the cost of living crisis. It allows you to purchase small luxuries without the added pressure of interest. Reviewed on: 10th July 2026

Kitchen refurbishment

I bought an oven online, chose the pay in 3 and it was done. Simple, quick and meant I could go for the more expensive item as I had 3 instalment to pay for it in. Perfect Reviewed on: 10th July 2026

Very convenient and is offered on a lot of my pursch...

Very convenient and is offered on a lot of my purschases. Reviewed on: 10th July 2026

Pay Pal is the best

Always easy . Never a problem . I buy items pay for flights and use always. Much easier than any other service. Reviewed on: 10th July 2026

I use pay in 3 for medium to high value online items.

I use pay in 3 for medium to high value online items. It helps to spread the costs in these financial challenging times. I am kept informed by PayPal who make the whole thing very easy. I feel reassured and totally secure using this payment method. Highly recommend. Reviewed on: 10th July 2026

Great product

Always helpful in keeping your account safe very helpful customer service team Reviewed on: 10th July 2026

Easy and friendly service, rewards programme is great!

Easy and friendly service, rewards programme is great! Reviewed on: 10th July 2026

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