Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 50,268 reviews, last reviewed 13th May 2026
2632700% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy and so safe. So easy and so safe. Sort out any issues quickly and without fuss. You can rely on PayPal for all things financial. Reviewed on: 13th May 2026
Barb L's avatar
Barb L

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (50268)

Flexible, reliable and ease of use

5
So far PayPal has offered me flexibility with payments that's interest free. It is quick to resolve any purchase issues and refund, and offers ease of use, especially connecting you automatically to the vendors, and showing you the payment options available to you at that moment. This allows you to make informed decision whether to proceed with the available option or not. The charge for missing a direct debit is high though. They need to provide an option for extending your payment due date by a week or so. Reviewed on: 11th May 2024

Reliable and safe service.

5
Reliable and safe service. If I had a payment issue, it was solved promptly and effectively. Reviewed on: 11th May 2024

Paypal gave me a big discount on my first puchase.

5
Paypal gave me a big discount on my first puchase. Reviewed on: 11th May 2024

Good service fast and relialable

5
Good service fast and relialable Reviewed on: 11th May 2024

good experience.

5
good experience. if possible try 6 payments with 0% so you can attract more customers Reviewed on: 11th May 2024

Safe and reliable

5
I find pay pal very reliable and feel secure in the knowledge my mi yeah is safe with it Reviewed on: 11th May 2024

Always helped me on payments and for a service that...

5
Always helped me on payments and for a service that offers to pay later PayPal is merely the best in my opinion Reviewed on: 11th May 2024

I like, easy to use and pay and make me more comfort...

5
I like, easy to use and pay and make me more comfortable with my bills. Reviewed on: 11th May 2024

using PayPal credit is easy and convenient.

1
using PayPal credit is easy and convenient. The repayment is so flexible. I am glad I could use this amazing service. Reviewed on: 11th May 2024

useful service, used for larger purchases and smalle...

5
useful service, used for larger purchases and smaller too Reviewed on: 11th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review