Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 51,028 reviews, last reviewed 15th May 2026
2704300% increase in 5 star reviews
in the past 90 days
5200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was very Easy to apply online and a quick decision w... Was very Easy to apply online and a quick decision was received. Reviewed on: 15th May 2026
ZA's avatar
ZA

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026
Muhammad A's avatar
Muhammad A
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (51028)

Paypal pay in 3 is such a good thing, it allows me t...

5
Paypal pay in 3 is such a good thing, it allows me to get stuff that I couldn’t get with a straight full payment ! Reviewed on: 10th May 2024
Eduardo A's avatar
Eduardo A

It’s always been a good one.

5
It’s always been a good one. It’s so much easier and safer I feel and also helps spread the cost so makes it easier to buy things. Gave me the opportunity to buy things I couldn’t before Reviewed on: 10th May 2024
Alicia 's avatar
Alicia

Paypal is easy, efficient and reliable.

5
Paypal is easy, efficient and reliable. I trust the process. Reviewed on: 10th May 2024
Emma B's avatar
Emma B

It has been great great value for money it has helpe...

5
It has been great great value for money it has helped me immensely Reviewed on: 10th May 2024
Earl P's avatar
Earl P

I enjoy Paypal credit Option.

5
I enjoy Paypal credit Option. It is great that you can enjoy the purchase and pay the amount back in up to 4 months without paying any interest. Reviewed on: 10th May 2024
A C's avatar
A C

It’s a good way to be able to afford something you n...

5
It’s a good way to be able to afford something you need by spreading the cost. As a lot of things aren’t affordable to pay straight so it’s a good piece of kit to have available Reviewed on: 10th May 2024
Emily j's avatar
Emily j

Women’s The best shopping virtual mate ;)

5
The best shopping deals :) Especially for women who like shopping sales and flexible payments! I’m using PayPal from more than 10 years and I can not be more happy with PayPal Service :) Reviewed on: 10th May 2024
Anna P's avatar
Anna P

Very helpful in times of need, especially during thi...

5
Very helpful in times of need, especially during this crisis as everything is becoming expensive. Highly recommend to anyone when you need to purchase something willingly or unexpectedly. Straightforward process and nothing too complicated. I always use Pay in 3 instead of credit card if the website has that option. Reviewed on: 10th May 2024
David's avatar
David

So easy to use!

5
So easy to use! I love being able to pay with one password instead of entering all my details. Also the pay in 3 feature has been really handy for unexpected purchases Reviewed on: 10th May 2024
Danielle F's avatar
Danielle F

Great experience.

5
Great experience. Easy to use and quick setup. Reviewed on: 10th May 2024
Mario's avatar
Mario

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill