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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101254 reviews)

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4.76

Based on 101,253 reviews, last reviewed 31st Jul 2026

197% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Pay in 3 has allowed me to book events over the summ... Pay in 3 has allowed me to book events over the summer that I would not nbe able to pay in one go. Making memories without the stress of going over dr... Read more Reviewed on: 31st July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101254)

Worry free

Pay in 3 makes it affordable to get those little luxuries. Splitting payments into 3 manageable amounts which are interest free is amazing Reviewed on: 9th July 2026

I use pay in 3 and have never had any issues I find...

I use pay in 3 and have never had any issues I find it very convenient Reviewed on: 9th July 2026

Very handy to have and helpful.

Very handy to have and helpful. Gives you reminders when your plans are due twice before the actual date. Twice I’ve had an issue when a double charge was done but was very quickly resolved when I called customer support and the person was really helpful and understanding and made sure the problem was solved before ending the call. Would definitely recommend and have a few family members using PayPal. Reviewed on: 9th July 2026

Besy payment plan option for anyone

Been using for a few years it's simple and easy to use Reviewed on: 9th July 2026

Full Confidence

I have used PayPal for a number of years. They have always been helpful and, whenever necessary, sorted out any problems smoothly and efficiently. Customer services are polite and helpful. I have never had any problems and will carry on with their service with full confidence. Reviewed on: 9th July 2026

So happy with product and service is good so easy to...

So happy with product and service is good so easy to use Reviewed on: 9th July 2026

Peace of Mind

I frequently use PayPal, especially when completing transactions with companies im new to, as it makes me feel a little more secure & safe in my purchases, as I feel I have a point of reference if something were to go wrong. I also think the pay in 3 feature is useful, and use it most often if I am purchasing things such as tickets or bigger purchases for me and other people in one transaction, as this gives me room to wait for friends to pay me back, and I don’t feel like I’ve lost out until they do so. This service is great for me as it is interest free therefore useful for someone like me who doesn’t want to take out loans but likes to spread the cost when purchasing for others, to allow them time. Reviewed on: 9th July 2026

Would highly recommend

I’ve never had an issue with any service offered through PayPal. Reviewed on: 9th July 2026

Convenient and cheap.

Convenient and cheap. Always easy to manage Reviewed on: 9th July 2026

I really like the reward system, it helps a lot.

I really like the reward system, it helps a lot. Reviewed on: 9th July 2026

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