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PayPal: Pay in 3 reviews

4.76
Based on 101,255 reviews, last reviewed 1st Aug 2026
192% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent I only try to use PayPal as I feel it’s... I only try to use PayPal as I feel it’s much safer Reviewed on: 1st August 2026
Clare S's avatar
Clare S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101255)

Love Pay in 3

5
I have been with PayPal for many years. They have always been very helpful when I had issues. I love the Pay in 3 as it helps Mr with budgeting and being interest free means I'm not being penalised for not paying in full. Reviewed on: 9th July 2026

Very easy to use

5
Very easy to use, upfront about payment dates and values. Allowing you to spread payments means that you can take advantage of reduced prices and sale items. Reviewed on: 9th July 2026

Ive used paypal for years.

5
Ive used paypal for years i aways feel safe on a website if they accept PayPal. If they dont except PayPal I dont trust that site so I find what I want on a website that except it. Reviewed on: 9th July 2026

Fantastic service provider..

5
Fantastic service provider with great customer service aftercare to support any queries. Reviewed on: 9th July 2026

Always positive experience with PayPal!

1
I am very satisfied with everything, excellent customer service. Payment protection is particularly good, quick response to any query and easy access to my statements etc. Would recommend to everyone. Reviewed on: 9th July 2026

I love PayPal.

5
I love the fact I don't need to share bank details when using PayPal and very easy to get through on the telephone and speak to a human who is very polite and helpful. Reviewed on: 9th July 2026

It was very good in many occasions, but sometimes wh...

5
It was very good in many occasions, but sometimes when trying to select pay in 3 or monthly payment plans with it it goes until the final steps and suddenly deduct the entire amount from the card. It's great if those glitches can be fixed Reviewed on: 9th July 2026

I’ve used PayPal for a number of years now and they...

5
I’ve used PayPal for a number of years now and they have never failed me, I trust them implicitly Reviewed on: 9th July 2026

Has been very useful and easy to use over many years.

5
Has been very useful and easy to use over many years. Straight forward to use with numerous occasions Reviewed on: 9th July 2026

Always available to help.

5
Always available to help. Excellent service. Easy to use service. Reviewed on: 9th July 2026

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