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PayPal: Pay in 3 reviews

4.76
Based on 101,254 reviews, last reviewed 1st Aug 2026
194% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service I have used PayPal 22 years without any problems. Reviewed on: 1st August 2026
Jozef O's avatar
Jozef O

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101255)

My experience with PayPal has been seamless.

5
My experience with PayPal has been seamless. I also love the reward points Reviewed on: 9th July 2026

Ive had no issues with using pay in three and I thin...

5
Ive had no issues with using pay in three and I think its a very good idea credit to pay pal i fully recommend them for all your finances Reviewed on: 9th July 2026

Just so straightforward, clear and safe for paying f...

5
Just so straightforward, clear and safe for paying for purchases on line. The payment by instalments is also very useful for spreading the payments on some larger purchases. Reviewed on: 9th July 2026

Fast and safe check out when online

5
Pay in 3 is brilliant and PayPal allows me to check out really quickly. Reviewed on: 9th July 2026

It gives you great flexibility without hitting throu...

5
It gives you great flexibility without hitting through credit score Reviewed on: 9th July 2026

Always reliable and great interface

5
Always reliable and great interface Reviewed on: 9th July 2026

Use all the time for Pay in 3 interest free, send mo...

5
Use all the time for Pay in 3 interest free, send money requests in seconds to my needy granddaughter Reviewed on: 9th July 2026

Very good and very trustworthy and reliable.

5
Very good and very trustworthy and reliable. Very easy to use service that makes the customer experience pleasant. Makes more expensive things attainable without the guilt of paying interest on things, so you don't feel like you're losing out Reviewed on: 9th July 2026

peace of mind and control

5
I have used PayPal for years. I love the security it offers. Using pay in 3 gives me financial control AND security in one place which I value. I've never had an issue paying this way but, because I know PayPal well I know that customer service would help me resolve any issues which gives me the confidence to shop using this method. Reviewed on: 9th July 2026

Lovely team

5
The PayPal term have been lovely when I have had issues and have been really helpful. Reviewed on: 9th July 2026

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