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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 64,145 reviews, last reviewed 10th Jun 2026
3929600% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really helps me buy the bigger items without tying m... Really helps me buy the bigger items without tying me into lengthy credit agreements Reviewed on: 10th June 2026
GrahamParker-Hurst's avatar
GrahamParker-Hurst

Latest lowest rating:

1

Having used pay in 3 several times over the years wi... Having used pay in 3 several times over the years with no issues. I have tried to use this option at least 3 times of late and have been turned down f... Read more Reviewed on: 9th June 2026
Malcolm s's avatar
Malcolm s
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (64145)

Great option for staggered payment!

5
Always reliable, zero interest aspect is great, and lots of options across websites! Reviewed on: 6th June 2024
Em's avatar
Em

Easy to use, straightforward.

5
Easy to use, straightforward. Pay on 3 is a good way to spread payments out Reviewed on: 6th June 2024
Catherine B's avatar
Catherine B

Makes buying easy if you want something that you cou...

5
Makes buying easy if you want something that you could not afford Reviewed on: 6th June 2024
Pauline Roberts's avatar
Pauline Roberts

I am using PayPal regularly and very satisfied with...

5
I am using PayPal regularly and very satisfied with all services. Sending and receiving money to and from family. Paying for my online shopping or train tickets etc. Feeling safe to do any transactions or using it while being abroad. Reviewed on: 6th June 2024
Magda S's avatar
Magda S

Pay in three has been absolutely the best thing so far.

5
Pay in three has been absolutely the best thing so far. Being able to split my big or small payments in 3 helps with my finance a lot. No interest, nothing!!! Reviewed on: 6th June 2024
suga l's avatar
suga l

is an easy process helpful for buyi...

4
This is an easy process it’s really helpful for buying more expensive products I have used this over the years and had no problems with PayPal it’s a great service Reviewed on: 6th June 2024
Jackie M's avatar
Jackie M

Very helpful when managing money over 3 month period

5
Very helpful when managing money over 3 month period Reviewed on: 6th June 2024
Brett R's avatar
Brett R

Great for quick and easy shopping

5
All my small shopping purchases are always covered when I've got PayPal credit to thank for spreading the costs. It makes my life so much easier when there's less money being sent out of my account every month. Reviewed on: 6th June 2024
Smart's avatar
Smart

Great service

5
I have chosen pay in 3 many times as it’s 0% apr and makes things more affordable Reviewed on: 6th June 2024
Helen M's avatar
Helen M

Pay in 3 is very good when you have lack of funds ea...

5
Pay in 3 is very good when you have lack of funds each month great way of paying when it comes out each month of salary. Reviewed on: 6th June 2024
Nicholas M's avatar
Nicholas M

Review PayPal: Pay in 3 now

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