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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101256 reviews)

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4.76

Based on 101,255 reviews, last reviewed 1st Aug 2026

192% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent I only try to use PayPal as I feel it’s... I only try to use PayPal as I feel it’s much safer Reviewed on: 1st August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101256)

I feel like not much is explained.

I feel like not much is explained, and what is explained is hidden in small print. Reviewed on: 9th July 2026

Never had any problems

When I have had an issue, I have always had a great experience. I have never had an issue with pay in 3. Always receive prior notice before payment due Reviewed on: 9th July 2026

Paypal in Pay in 3 is an excellent way to spread the...

Paypal in Pay in 3 is an excellent way to spread the cost of items purchased. Today i done exactly this to fix my car. By using pay in 3 you can keep those unexpected expensive out of the blue costs to a low monthly payment over 3 or 4 months without breaking the bank until the next pay day(s). Reviewed on: 9th July 2026

Interest free for a period which is really handy for...

Interest free for a period which is really handy for smaller purchases. Reviewed on: 9th July 2026

Always easy to use never any issues

Always easy to use never any issues Reviewed on: 9th July 2026

A great option to make payments.

A great option to make payments. Information explained simply and clearly identifies the do's and do not's. Reviewed on: 9th July 2026

Always found them easy to deal with and very helpful...

Always found them easy to deal with and very helpful Reviewed on: 9th July 2026

Really easy and simple to set up.

Really easy and simple to set up. Easy to have as a rolling payment or pay off early Reviewed on: 9th July 2026

Pay in 3

I use the Pay in 3 option for my more expensive purchases as I find it very useful to spread my costs to keep within my budget and I feel safe and confident using it. Reviewed on: 9th July 2026

Pay in 3 worked well and was a fairly seamless...

Pay in 3 worked well and was a fairly seamless process Reviewed on: 9th July 2026

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