Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101256 reviews)

View other PayPal products

4.76

Based on 101,256 reviews, last reviewed 2nd Aug 2026

186% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

Easy and reliable way to buy and sell . Easy and reliable way to buy and sell . Reviewed on: 2nd August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101256)

Easy way to get interest free

Easy to use and no hassle whatsoever. Reviewed on: 9th July 2026

Great service

I've been using PayPal for many years, if I have had any issues with retailers they have sorted them promptly. Reviewed on: 9th July 2026

Easy, peasy, pleasy!

If ever I want to buy a gift and I am a little short on money, I always use paypal pay in 3 to make it a little more affordable. My experience with this has been very good and I have never had any issues when using this service. The email reminders keep you on track to manage your payments. You can keep track of what you are paying out on the paypal app/website too. It's something that I will be using again in the future and I have told friends to use it to help spread the cost a little. Thank you paypal. Reviewed on: 9th July 2026

Its hard to review something that just works.

Its hard to review something that just works. It does what it is supposed to do, seamlessly and usually with no problems. Using PayPal adds a level of security too, as well as just making the buying process easy. Reviewed on: 9th July 2026

Lifesaver

Ive been a be to have a great quality of life thanks to PayPal pay in 3 . Booking trips , purchases . I wouldn't be able to without the pay in 3 options. Reviewed on: 9th July 2026

Never had any issues.

Never had any issues. Always works as it should Reviewed on: 9th July 2026

Helps manage your outgoings.

I tend to use Paypal Pay in 3 for larger items, which makes the outlay more managable. It's easy to do, convenient and doesn't cost any more than paying in one hit. I've used it quite a few times now and will continue to do so. Reviewed on: 9th July 2026

Always easy to use and simple to understand.

Always easy to use and simple to understand. A safe way of spending and sending your money online Reviewed on: 9th July 2026

Helpful Company

I’ve used your services many times, and I’ve been satisfied every single time! I recommend you to others and tell them how I managed to buy expensive products with your help. I wouldn't have been able to buy these products without your assistance! Thank you for the help! Reviewed on: 9th July 2026

Not had any issues with Paypal

Only my experience but I have not had any issues or need to contact Paypal re their service. Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Klarna card
from Klarna 4.01 from 4 reviews
next 3step
from Next 4.16 from 5 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181092 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub