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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101256 reviews)

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4.76

Based on 101,255 reviews, last reviewed 1st Aug 2026

192% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent I only try to use PayPal as I feel it’s... I only try to use PayPal as I feel it’s much safer Reviewed on: 1st August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101256)

Great tool - well provided and managed.

Pay in 3 is a great way of splitting a payment. You can always pay early and the dates of the upcoming payments are clearly sign posted to you. Limits are sensible and this is a useful tool in short-term budget planning around big events (of which we have had a number in our family in the past 2 years) in a world where day-to-day costs make saving ever more difficult. Reviewed on: 9th July 2026

They provided me with the opportunity to pay in a mo...

They provided me with the opportunity to pay in a more relaxed way, especially with the 3 monthly instalments offer Reviewed on: 9th July 2026

Easy Payment!!

It's easier and more affordable to make purchases when you can pay in 3 installments. Reviewed on: 9th July 2026

Pay in 3 is super convenient

Pay in 3 is agreat idea. Very convenient and so easy to set up. Reviewed on: 9th July 2026

Anytime I have a problem.

Anytime i have had a problem with a sellers pay pal have been right there to get it resolved 100% Reviewed on: 9th July 2026

Simple, transparent, and incredibly convenient

I’ve been using PayPal Pay in 3 for a while now, and it has made managing larger purchases so much easier. The setup is entirely seamless at checkout, and I love that it automatically splits the cost into three interest-free payments without any hidden fees. The automatic reminders before each payment is taken are also really helpful for staying on top of my budget. Highly recommended! Reviewed on: 9th July 2026

Good experience would definitely recommend

Good experience would definitely recommend Reviewed on: 9th July 2026

A safer way to shop

I love PayPal - it means only you have my bank information when paying online thus reducing the risk of passing on my bank details Reviewed on: 9th July 2026

Easy and straightforward.

Easy and straightforward. Once your logged in then the process is easy to establish Reviewed on: 9th July 2026

PayPal offers flexible payments plan for most buys.

PayPal offers flexible payments plan for most buys. Their pay in three plan has helped me meet my financial obligations. Reviewed on: 9th July 2026

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