Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 74,523 reviews, last reviewed 21st Jun 2026
4912600% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very good service. Very good service. Provides an extra layer of security and ability to track spending Reviewed on: 21st June 2026
Joseph's avatar
Joseph

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (74523)

Excellent easy buying/paying service

5
Excellent easy buying/paying service Reviewed on: 17th June 2024

Have used the pay in 3 option without any problems.

5
Have used the pay in 3 option without any problems. it is so useful to be able to spread out the payments on large purchases and not have to pay any interest or fill out forms. You do need to be sure you can afford the repayments before you enter the agreement. Reviewed on: 17th June 2024

Love it.

5
Use it a lot for the bigger purchases that helps greatly. the fact you have to pay it all back in full ensures that you do not overspend or put yourself in a poor financial position. Reviewed on: 17th June 2024

Simple and easy to follow with notifications on upco...

5
Simple and easy to follow with notifications on upcoming payments. I highly recommend it! Reviewed on: 17th June 2024

Really easy to use and super helpful customer services

5
Had a few queries and every one was dealt with promptly and efficiently.Really ease to resolve queries. Reviewed on: 17th June 2024

Had no issues with PayPal.

5
Had no issues with PayPal. They helped me get back money from a poor company who sold me personalised goods which came with the wrong personalisation. Pay in 3 is very useful and easy to do when you want to pay for something over time. Reviewed on: 17th June 2024

simple and easy to use!

5
Pay in 3 has always offered a way for me to get the things I wanted in a way that’s financially stable for me. It’s super simple to use and no hidden fees. Reviewed on: 17th June 2024

Positive experience

5
I have used pay in 3 and also needed to contact customer service and have always had a good experience Reviewed on: 17th June 2024

I'd honestly recommend PayPal to everyone.

5
I'd honestly recommend PayPal to everyone. The payment options and repayments are highly competitive. Reviewed on: 17th June 2024

Love PayPal Pay in 3

5
Love using PayPal Pay in 3, simple way to spread payments and interest free. Reviewed on: 17th June 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review