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PayPal: Pay in 3 reviews

4.76
Based on 55,873 reviews, last reviewed 1st Jun 2026
3158200% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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0%

Latest highest rating:

5

Easy to use and very convenient on your daily budget. Easy to use and very convenient on your daily budget. It helps to buy stuff without thinking of an available funds. Pay by 3 options is a big help to ... Read more Reviewed on: 1st June 2026
Mcel's avatar
Mcel

Latest lowest rating:

1

Not letting me check out without filling in a survey Not letting me check out without filling in a survey Reviewed on: 30th May 2026
Tanja B's avatar
Tanja B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (55873)

5*paypal

5
I’ve used PayPal for as long as I can remember ! It’s the safest and securest way to pay - the pay in 3 option is so handy too. Reviewed on: 12th May 2024

Pay in 3

5
Pay in 3 is wonderful , I can use it every time I order online with 0 fees and I save money . Reviewed on: 12th May 2024

Easy to use and security

5
Not only is easy to use, PayPal offers you security when buying something online. I just love this service. Reviewed on: 12th May 2024

Great safe secure way to shop online.

5
Great safe secure way to shop online and free credit and pay in 3 Reviewed on: 12th May 2024

Simple and effective.

5
Simple and effective. Easy to Use Reviewed on: 12th May 2024

Nice and easy

5
Easy to use, the app also provides very clear information on what payments due when. Faff-free instalment payment option. Reviewed on: 12th May 2024

Easy as 1-2-3

5
Easy, accessible and available almost everywhere as a payment option. Saved my back many times! when the cash was not in hand/bank. No strings attached, simple as 1-2-3 - you just divide the amoutbper three and that is your monthly rate with 0% APR. Perfect! Reviewed on: 12th May 2024

makes big purchases so much easier so easy to apply.

5
makes big purchases so much easier so easy to apply. has not affected credit rating unlike amazon pay in 3 with barclays did last year. thanks pay pal. Reviewed on: 12th May 2024

Easy to use no hassle.

5
Easy to use no hassle. Does take in account your financial situations so may not always be able to use it. Reviewed on: 12th May 2024

Spreading the cost of your Splurge

5
Pay in 3 allows me to spread the cost of purchases at 0% interest. It helps me to manage my money and know exactly how much I have committed to for the short term so I can still splurge every now and again without feeling it in one hit. Reviewed on: 12th May 2024

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