Paid advertisement
Smart Money People Logo

PayPal: Pay in 3 reviews

4.76
Based on 56,892 reviews, last reviewed 4th Jun 2026
3252600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Best option for large purchases over smaller payments I have been able to use this service to buy items I normally couldnt afford at full price, such as computer parts, and this was recommended to me by a... Read more Reviewed on: 4th June 2026
Valerie M's avatar
Valerie M

Latest lowest rating:

1

Terrible customer service. Terrible customer service. Buyer protection is not worth the paper it is written on and actually reduces yoyur rights (e.g. section 75 via a credit ca... Read more Reviewed on: 3rd June 2026
Macc S's avatar
Macc S

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (56892)

By using PayPal Pay in 3 I am able to buy things I c...

5
By using PayPal Pay in 3 I am able to buy things I couldn’t afford to buy at no extra cost Reviewed on: 11th May 2024

Better is 4 in 1 Or 5 in 1 or...

4
Better is 4 in 1 Or 5 in 1 or 6 in 1 Reviewed on: 11th May 2024

Always easy to use and if you ever have a problem th...

5
Always easy to use and if you ever have a problem they are always there to help Reviewed on: 11th May 2024

Pay in 3 facility

4
I like the pay in 3 facility. It's been my go to a lot of times and I'd recommend it to anyone. Reviewed on: 11th May 2024

Good service to use PayPal and good customer servic...

5
Good service to use PayPal and good customer service and it ms great and brilliant Reviewed on: 11th May 2024

Amazing use case.

5
Amazing use case. Hassle free all throughout. Spread my payment so less financial difficulties. Amazing feature would highly reccommend to anyone who has a bank account!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 11th May 2024

Runs seamlessly and offers everything I want in one app

5
Runs seamlessly and offers everything I want in one app Reviewed on: 11th May 2024

It’s amazing to spread cost and so easy to set up!

5
It’s amazing to spread cost and so easy to set up! Reviewed on: 11th May 2024

Never had an issue with PayPal, all payments have we...

5
Never had an issue with PayPal, all payments have went through with no issue. Pay in 3 has been very very useful for me as well Reviewed on: 11th May 2024

Forget a credit card, PayPal is more versatile.

5
I actually prefer PayPal than using a credit card. The buyer protection is an integral part of my choice as well as the various payment options that are available. I regularly use the pay in 3 option and I also take advantage of the 4 months 0% Apr. Reviewed on: 11th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review