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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 71,648 reviews, last reviewed 16th Jun 2026
4639600% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and Flexible Payment Option I had a smooth experience using PayPal Pay in 3. The application process was quick and straightforward, and I liked being able to spread the cost of m... Read more Reviewed on: 16th June 2026
Ava's avatar
Ava

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (71648)

Peace of mind

5
Very good customer service and allows to pay in three, gives you peace of mind knowing your payments are safe and protected. Reviewed on: 9th June 2024
Richard K's avatar
Richard K

Great application and easy to use or transfer.

5
Great application and easy to use or transfer. Reviewed on: 9th June 2024
Ohn m's avatar
Ohn m

Best thing ive used for holidays

5
Best thing ive used for holidays Reviewed on: 9th June 2024
Mohamed's avatar
Mohamed

I love using Pay in 3 as it gives me room to spare p...

5
I love using Pay in 3 as it gives me room to spare put payments and not spend all at once. Allows me to have reason for why I should get something now as opposed to later etc. Who doesn't love being flexible?! Reviewed on: 9th June 2024
Desi's avatar
Desi

Such a great idea especially eases how much things w...

5
Such a great idea especially eases how much things would be if had to pay all at once. Reviewed on: 9th June 2024
Kirsty P's avatar
Kirsty P

Very good.

5
Very good. Never had a bad experience purchasing with PayPal and will continue to for a very long time Reviewed on: 9th June 2024
Amelia J's avatar
Amelia J

Customer service representatives can be a tad overbe...

5
Customer service representatives can be a tad overbearing and rude. Reviewed on: 9th June 2024
KS's avatar
KS

Paypal pay in 3 is safe and versatile

5
Paypal pay in 3 is clearly explained with no hidden costs, and intuitive to use. Pay in 3 has given me options that I wouldn't have access to anywhere else. The fact that payments are limited to 3 months, with the first payment on day of pirchase, protects me from over spending. There is an option to pay back faster, which is also appreciated. It feels like a safe, flexible amd efficient way to use credit. Reviewed on: 9th June 2024
E Ruth's avatar
E Ruth

Available far more widely than most, good for intere...

5
Available far more widely than most, good for interest free whilst awaiting a delivery, and great for having no early repayment fees! Reviewed on: 9th June 2024
Helen S's avatar
Helen S

I’ve been using PayPal for years

5
I’ve used PayPal for as long as I can remember, back when it was the safest way to pay for things on eBay. Now, it’s my preferred way to pay. I don’t need to worry about whether I have my card on me for card details, and even better than that now, PayPal’s pay in 3 lets me spread the cost of my purchases over 3 months, I don’t need to worry about remembering the payment because they collect it automatically each month and it’s interest free. PayPal will continue to be my preferred way to pay for a long time to come because of how easy they make online purchases. Reviewed on: 9th June 2024
Kelly T's avatar
Kelly T

Review PayPal: Pay in 3 now

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