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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (71621 reviews)

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4.76

Based on 71,621 reviews, last reviewed 16th Jun 2026

4637100% increase in 5 star reviews

in the past 90 days

8600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Convenient and Simple It is convenient and simple, you get prompts and reminders when payments is due. There is no reason to miss a payment, above all pay in three is inter... Read more Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (71621)

The customer service at PayPal are always polite and...

The customer service at PayPal are always polite and efficient, and have any problems or disputes with home or international suppliers both fairly and effectively. In the many years I have had dealings through them, have never had a problem with the services they provide.. Reviewed on: 9th June 2024

Better than anything else I’ve used

In my opinion pay in 3 (and PayPal credit) is the best way to start slowly building a credit score Reviewed on: 9th June 2024

Good experience with paypal.

Good experience with paypal. No incidents and their customer service is prompt in responding to issues and refunds Reviewed on: 9th June 2024

i am a student who struggles when it comes to saving...

i am a student who struggles when it comes to saving money, my spending is horrendous and I am unemployed as I am more concerned with my studies, but the pay in 3 allows for me to pay in 3 instalments over a 3 month period, with no interest as well, it has been the best investment ever and I love it so much because it is so convenient. lastly to keep it sweet and short, I genuinely prefer this over Klarna and clearpay Reviewed on: 9th June 2024

PayPal has changed my life on so many occasions I ne...

PayPal has changed my life on so many occasions I needed to purchased something and been able to split into 3 which has helped me so much Reviewed on: 9th June 2024

I really apppreciate having the opportunity to pay.

I really appreciate having the opportunity to pay. PayPal over 3 instalments without having interest. So PayPal is my pall. Reviewed on: 9th June 2024

Payment change

When the furniture I bought with pay in 3 had to be changed for a cheaper item the payments were altered for me automatically.Hassle free. Reviewed on: 9th June 2024

Practical and easy to manage.

Practical and easy to manage. Pay in 3/PayPal also has great customer service and it is reassuring when making big purchases. Reviewed on: 9th June 2024

Very good .

Very good . Easy to set up, reminder is good Reviewed on: 9th June 2024

I find it difficult to access other pay over time pl...

I find it difficult to access other pay over time plans, paypal is intuitive and quick to use. Works every time, great product. Reviewed on: 9th June 2024

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