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PayPal: Pay in 3 reviews

4.76
Based on 71,592 reviews, last reviewed 16th Jun 2026
4634500% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

4

Sandiepea It’s a crap shoot sometimes I get the pay 3 later n ours I don’t. I don’t understand why as I’ve always payed it of early when I get it ? Apart from t... Read more Reviewed on: 16th June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (71592)

Gives great flexibility and security .

5
Gives great flexibility and security when making a purchase online . Reviewed on: 9th June 2024

Easy to use very flexible, no interest and available...

5
Easy to use very flexible, no interest and available with most items Reviewed on: 9th June 2024

WHY PAY IN FULL UPFRONT???

5
Quick, simple and easy to understand. PayPal take care of the basics Reviewed on: 9th June 2024

PayPal pay in 3 helps you out when it’s most needed

5
I have had many purchases using pay in 3 and I have been very happy with their service. Helps you spread the cost when it’s most needed. Clear & concise statements. Reviewed on: 9th June 2024

Pay in 3 makes paying for bigger items like washing...

5
Pay in 3 makes paying for bigger items like washing machines, beds, and sofas more affordable and accessible. I use it all the time and always pay off early. It gives me the freedom to get more of what I need sooner. Reviewed on: 9th June 2024

Easy to use and pay in 3 is an excellent facility to...

5
Easy to use and pay in 3 is an excellent facility to spread the cost Reviewed on: 9th June 2024

PayPal pay in 3 is great..

5
PayPal pay in 3 makes it extremely easy to get the things you need and split the cost, it's easy to manage payments and keep track of when payments are required. Excellent service. Reviewed on: 9th June 2024

Convenient and efficient

4
Very convenient and helpful to use when it gets a bit late in the month. It also is very easy to keep on top of and reminds you in plenty of time when you need to make a payment Reviewed on: 9th June 2024

Easy payments

5
It is very easy to use and easy to track payments. Reviewed on: 9th June 2024

I feel safe using PayPal

5
I feel safe using PayPal as any issues I've had have been resolved quickly and money recovered Reviewed on: 9th June 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review