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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101260 reviews)

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4.76

Based on 101,259 reviews, last reviewed 4th Aug 2026

145% increase in 5 star reviews

in the past 90 days

177% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Happy Customer I have used paypal for years and I am always more than happy with the service I receive. It is a fast and easy service to use & I highly recommend it!... Read more Reviewed on: 4th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101260)

Never had much of an issue with PayPal.

Never had much of an issue with PayPal. The few times I have, customer support has been easy to reach and extremely helpful. The real bonus is being able to talk to a real human (not some bot) who speaks English fluently. Reviewed on: 9th July 2026

Greater credit control using PayPal pay in 3

I have only just started using PayPal pay in 3 - I used to use PayPal credit more, but Pay in 3 is brilliant for just setting and forgetting - I do't need to remember when my four month's credit runs out, I just buy something and then pay at the same time each month. It's very controllable. Reviewed on: 9th July 2026

I can’t recall.

I can’t recall. I would like to win £1000 though. Reviewed on: 9th July 2026

Great service and one of the early adopters

Have used PayPal for years now and it has always been great. I feel like it was one of the first to do Pay in 3. It’s so helpful to use when you just don’t quite have enough money to pay upfront, but need something sooner before payday! One thing I would say is I don’t get reminders when it’s coming up/ due so would like that Reviewed on: 9th July 2026

Love it!!!!

Very convenient!, easy to use. For flexibility in your online shops Reviewed on: 9th July 2026

Easy and secure way to pay backed by PayPal's guarantee

Easy and secure way to pay backed by PayPal's guarantee Reviewed on: 9th July 2026

Never had an issue, app easy to use and great servic...

Never had an issue, app easy to use and great service provider Reviewed on: 9th July 2026

Brilliant service handy to pay in 3

Brilliant service handy to pay in 3 Reviewed on: 9th July 2026

It helps a lot when you meed the service and...

It helps a lot when you meed the service and convenient Reviewed on: 9th July 2026

henever I have a purchase that I might not be able...

Whenever I have a purchase that I might not be able to do in one go it's perfect to be able to spread across 3 payments.My son now also uses pay in 3 for when he might have a birthday gift to buy. Would highly recommended to anyone. Reviewed on: 9th July 2026

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