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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 68,707 reviews, last reviewed 12th Jun 2026
4363100% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast transaction It was too fast for transactions Reviewed on: 12th June 2026
MS in's avatar
MS in

Latest lowest rating:

1

Trusting and reliable, makes payments so easy withou... Trusting and reliable, makes payments so easy without worrying Reviewed on: 12th June 2026
Michelle's avatar
Michelle
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (68707)

Easy process , so simple to use great service with s...

5
Easy process , so simple to use great service with some protection and security, safer than giving your bank details to strangers Reviewed on: 28th May 2024
Margaret w's avatar
Margaret w

Comprehensive, transparent and clear process that s...

5
Comprehensive, transparent and clear process that states the steps to be taken, the dates this will happen all coupled with the PayPal money back guarantee Reviewed on: 28th May 2024
Ellie B's avatar
Ellie B

So quick and easy to use.

5
So quick and easy to use. It's helped me spread the cost of larger items. Good communication about upcoming payments and very easy to keep an eye on things online. Reviewed on: 28th May 2024
Ann-Marie Clasper's avatar
Ann-Marie Clasper

easy & convenient to use PayPal...

5
It has been both easy & convenient to use PayPal Reviewed on: 28th May 2024
Lydia H's avatar
Lydia H

PayPal 0% Credit Great for Purchases

5
The short term credit from PayPal is really good for me. I use it whenever I can for purchases to help spread the cost at 0%. Reviewed on: 28th May 2024
Mark Harley's avatar
Mark Harley

Great to help spreading the cost of big purchases

5
Great to help spreading the cost of big purchases Reviewed on: 28th May 2024
Nat Lou 's avatar
Nat Lou

Lifeline x

5
I use pay in 3 when I need to make a purchase close to payday to allow me more time to pay off the full balance. I've found it to he effective and hassle free. Reviewed on: 28th May 2024
Emma S Glasgow's avatar
Emma S Glasgow

This is awesome i use this day and night

5
This is awesome i use this day and night Reviewed on: 28th May 2024
Marcin's avatar
Marcin

It’s easy to use

5
It’s easy to use and doesn’t complicate things by charging you interest on top of your monthly payments providing you pay on time. I prefer it to Klarna just because I use PayPal for a lot of shopping online Reviewed on: 28th May 2024
Chris L's avatar
Chris L

By offering the pay in 3 option, pay pal has allowed...

5
By offering the pay in 3 option, pay pal has allowed me to purchase things and reduce the stress of having to pay for them in full as soon as I purchase them. It allows me to have more freedom of my money each month. I think it’s a fantastic option to have, I would highly recommend it to anyone. Very simple and straight forward too, which is a huge plus Reviewed on: 28th May 2024
Chantelle G's avatar
Chantelle G

Review PayPal: Pay in 3 now

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