Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 64,624 reviews, last reviewed 10th Jun 2026
3974600% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 A simple way to spread the cost of a purchase, and the vendor does not get your finance details either. Reviewed on: 10th June 2026
Bob T's avatar
Bob T

Latest lowest rating:

2

PAYPAL HAVE MADE IT SO HARD TO USE THE APP I HAVE ST... PAYPAL HAVE MADE IT SO HARD TO USE THE APP I HAVE STOPPED USING IT Reviewed on: 10th June 2026
BRIAN M's avatar
BRIAN M
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (64624)

it helps with security for items which might be frau...

4
it helps with security for items which might be fraud, ensuring only a third of the money was paid. it also helps when the PayPal credit limit isn’t as high as the item that is wanted to be purchased, helping in spreading that cost. Reviewed on: 13th May 2024
Vii's avatar
Vii

Flexibility To Pay for Last Minute Purchases

5
Useful to pay in 3 when money may be a bit tight but you don't want to pay long term and want to pay in 3. We used for a past minute holiday which freed up some cash for spending money. Reviewed on: 13th May 2024
BossLady's avatar
BossLady

Easy to use and manage, good rates etc

5
Easy to use and manage, good rates etc Reviewed on: 13th May 2024
Nathan H's avatar
Nathan H

Very helpful when getting more pricey items as I can...

5
Very helpful when getting more pricey items as I can split the payments :) Reviewed on: 13th May 2024
Dean H's avatar
Dean H

It’s been a great experience.

5
It’s been a great experience. The app is easy to use, great customer service as well. The payment options are so helpful. I really love the services. I’ve recommended to some of my friends and they can testify. Great app. Reviewed on: 13th May 2024
Naomi O's avatar
Naomi O

Very easy payee setup and quick transactions.

5
Very easy payee setup and quick transactions. Safe and reliable Reviewed on: 13th May 2024
Francesco D's avatar
Francesco D

Seamless, painless application, deposit & payment pr...

5
Seamless, painless application, deposit & payment process. Reviewed on: 13th May 2024
goonerfromlag's avatar
goonerfromlag

Saved money

5
Saved money getting a device in sale by spreading the cost over 3 months. Reviewed on: 13th May 2024
Andrew R's avatar
Andrew R

pay in 3 will randomly stop working & will not allow...

1
pay in 3 will randomly stop working & will not allow you to use it again for no reason. Reviewed on: 13th May 2024
Sarah D's avatar
Sarah D

Very helpful and make easy for me thank you

5
Very helpful and make easy for me thank you Reviewed on: 13th May 2024
Kirisanthan A's avatar
Kirisanthan A

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill