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PayPal: Pay in 3 reviews

4.76
Based on 64,494 reviews, last reviewed 10th Jun 2026
3962100% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very happy with the service from PayPal. Very happy with the service from PayPal. Reviewed on: 10th June 2026
Sue S's avatar
Sue S

Latest lowest rating:

2

PAYPAL HAVE MADE IT SO HARD TO USE THE APP I HAVE ST... PAYPAL HAVE MADE IT SO HARD TO USE THE APP I HAVE STOPPED USING IT Reviewed on: 10th June 2026
BRIAN M's avatar
BRIAN M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (64494)

Easy and fast payments

5
Makes payments online much easier and safer Reviewed on: 12th May 2024

Better than any credit card

5
Very easy to use, built in at paypal checkout, good interest rates. Reviewed on: 12th May 2024

Good service

5
Good to spread costs, PayPal credit even better Reviewed on: 12th May 2024

Used pay in 3 a few times easy to use...

5
Used pay in 3 a few times easy to use Reviewed on: 12th May 2024

Great service easy to use.

5
Great service easy to use. PayPal app is also easy and user friendly Reviewed on: 12th May 2024

LIFESAVER!!

5
I rely on pay in 3 with every single purchase it breaks down the cost to 3 easy monthly payments and makes everything affordable and within reach. Also, you get reminders when payments are due so you can't miss a single payment. I don't know how I was able to do shopping before this option thank you to PayPal for this fantastic service. Reviewed on: 12th May 2024

Love how PayPal make changes to pay in 3

5
Love how PayPal make changes to pay in 3 Reviewed on: 12th May 2024

My favourite payment option for online purchases.

5
Great option for splitting a payment into 3 chunks. I use it for bigger purchases e.g. airline tickets. It’s easy and very secure - PayPal always asks to confirm your identity by logging in, and if the browser/device isn’t recognised, you provide a code or confirm it’s you via PayPal app - takes only a few seconds but provides peace of mind. Moreover, there are many online retailers that offer this choice of payment so it’s a no brainer! Once your PayPal account is set up, it takes a few seconds to use the Pay-in-3 option. It really isn’t a hassle. Reviewed on: 12th May 2024

Very PROMT and professional.

5
Very PROMT and professional. I am very satisfied with their services. Reviewed on: 12th May 2024

Always worked for me!

5
Always worked for me! Used on big eBay purchases and never had a problem Reviewed on: 12th May 2024

Review PayPal: Pay in 3 now

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