Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 64,390 reviews, last reviewed 10th Jun 2026
3952600% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Can't say much except it's excellent! Can't say much except it's excellent! I was sceptical when it was first introduced to use it with eBay. Never had an problem & when I did have questio... Read more Reviewed on: 10th June 2026
rCp's avatar
rCp

Latest lowest rating:

2

Unclear the rules At the beginning I used Pay in 3 and always paid it off before the due date. In the meantime, my credit score has increased and I no longer have the o... Read more Reviewed on: 10th June 2026
Sylwia G's avatar
Sylwia G
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (64391)

Grate experience

5
For .me they ate the best Great experiences Reviewed on: 12th May 2024
Adams 's avatar
Adams

Fantastic interest free payment option

5
It’s very liberating to be able to pay in 3, means I can buy things I otherwise would not be able to afford and pay it off in a timely manageable way. It is a fantastic service , no interest repayments, and available instantly. There is nothing not to like, and I would highly recommend for those bigger purchases. Reviewed on: 12th May 2024
Angela R's avatar
Angela R

Pay in 3 makes it a lot easier to purchase items you...

5
Pay in 3 makes it a lot easier to purchase items you need and not pay the full amount straight away Reviewed on: 12th May 2024
Keith F's avatar
Keith F

Not really happy with charges or costs.

2
Not really happy with charges or costs. Reviewed on: 12th May 2024
A C's avatar
A C

Good experience throughout Call for some clarification

5
Good experience throughout Call for some clarification Reviewed on: 12th May 2024
Andrea F's avatar
Andrea F

Very easy to be approved and makes larger purchases...

5
Very easy to be approved and makes larger purchases easier. Reviewed on: 12th May 2024
Maluma's avatar
Maluma

Simple & Easy to use

5
I have found PayPal easy to use for making payments and sending money to friends. I can easily track previous payments. I also like the option to pay for something over 3 payments to break up larger cost items. Reviewed on: 12th May 2024
Gemma B's avatar
Gemma B

Great service and easy to use.

5
Great service and easy to use. It’s available on all online stores. Reviewed on: 12th May 2024
Fartun 's avatar
Fartun

I could pay for my course in 3.

5
I could pay for my course in 3. Excellent for helping maintain the finances in a good way. Reviewed on: 12th May 2024
Dayane Saullo's avatar
Dayane Saullo

pay 3 is always helpful for me for my shopping

5
pay 3 is always helpful for me for my shopping Reviewed on: 12th May 2024
ch_398@hotmail.com's avatar
[email protected]

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill