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PayPal: Pay in 3 reviews

4.76
Based on 64,230 reviews, last reviewed 10th Jun 2026
3937600% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
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0%

Latest highest rating:

5

PayPal can be a life saver at times! PayPal can be a life saver at times for me when I really need something but can’t afford it outright. It’s so easy with three easy equal and automatic... Read more Reviewed on: 10th June 2026
Dazzler's avatar
Dazzler

Latest lowest rating:

2

Unclear the rules At the beginning I used Pay in 3 and always paid it off before the due date. In the meantime, my credit score has increased and I no longer have the o... Read more Reviewed on: 10th June 2026
Sylwia G's avatar
Sylwia G

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (64230)

Customer service

5
Excellent customer service and when ever contact them give me correct info and things and done in a correct manner Reviewed on: 11th May 2024

Everything is easy for someone who doesn’t use techn...

5
Everything is easy for someone who doesn’t use technology. Reviewed on: 11th May 2024

Flexible, reliable and ease of use

5
So far PayPal has offered me flexibility with payments that's interest free. It is quick to resolve any purchase issues and refund, and offers ease of use, especially connecting you automatically to the vendors, and showing you the payment options available to you at that moment. This allows you to make informed decision whether to proceed with the available option or not. The charge for missing a direct debit is high though. They need to provide an option for extending your payment due date by a week or so. Reviewed on: 11th May 2024

Reliable and safe service.

5
Reliable and safe service. If I had a payment issue, it was solved promptly and effectively. Reviewed on: 11th May 2024

Paypal gave me a big discount on my first puchase.

5
Paypal gave me a big discount on my first puchase. Reviewed on: 11th May 2024

Good service fast and relialable

5
Good service fast and relialable Reviewed on: 11th May 2024

good experience.

5
good experience. if possible try 6 payments with 0% so you can attract more customers Reviewed on: 11th May 2024

Safe and reliable

5
I find pay pal very reliable and feel secure in the knowledge my mi yeah is safe with it Reviewed on: 11th May 2024

Always helped me on payments and for a service that...

5
Always helped me on payments and for a service that offers to pay later PayPal is merely the best in my opinion Reviewed on: 11th May 2024

I like, easy to use and pay and make me more comfort...

5
I like, easy to use and pay and make me more comfortable with my bills. Reviewed on: 11th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review