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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101270 reviews)

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4.76

Based on 101,263 reviews, last reviewed 6th Aug 2026

108% increase in 5 star reviews

in the past 90 days

120% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The protector I always use PayPal as it’s the safest way to protect my purchases and it helps me sleep better at nights. It’s also very simple to use without being ... Read more Reviewed on: 6th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101270)

Have used paypal for many years.

Have used paypal for many years, never had any issues, the website works very well Reviewed on: 9th July 2026

Helpful and efficient

I have complete trust in PayPal always helpful on the ball when problem arise, sorted quickly and easily Reviewed on: 9th July 2026

Elastic way to manage your finances

I have used the PayPal Pay in 3 since about 3 years, it’s very useful and convenient while buying some bigger purchases and using Paypal altogether since 13 years allows me to manage my budget with more elastic approach than I would have to. Reviewed on: 9th July 2026

Invaluable Service

I have found PayPal's 3 instalment plan to be invaluable when finances are so tight in this difficult economy. 10/10. Reviewed on: 9th July 2026

I just feel safer paying by pay Pal, I've used the c...

I just feel safer paying by pay Pal, I've used the current service before on a transaction I didn't trust, and they helped and sorted this straight away. I trust them and the fees are reasonable. Reviewed on: 9th July 2026

Just never had an issue.great service

Just never had an issue. And everything happens smoothly Reviewed on: 9th July 2026

Really great

Really great idea very helpful love Reviewed on: 9th July 2026

Paypal pay in 3 has allowed me to shop more responsi...

Paypal pay in 3 has allowed me to shop more responsibly! By splitting the costs of payments i have been able to budget more efficiently Reviewed on: 9th July 2026

I have used pay in 3 various times .

I have used pay in 3 various times . It helps me spread the cost of my purchases and there’s no interest added . I love using PayPal for this reason . No hassle , it’s so straightforward. I will continue to use PayPal for my purchases Reviewed on: 9th July 2026

I regularly buy items using pay in 3 and I find that...

I regularly buy items using pay in 3 and I find that so helpful being able to spread the cost with 0% interest. So any item over £40 I buy using pay in 3. Reviewed on: 9th July 2026

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