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PayPal: Pay in 3 reviews

4.76
Based on 67,702 reviews, last reviewed 11th Jun 2026
4267700% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

5

Excellent Never any issues, fast easy service, great for cash flow management Reviewed on: 11th June 2026
Craig E's avatar
Craig E

Latest lowest rating:

2

Positive experience good customer service always sol... Positive experience good customer service always solve problems Reviewed on: 11th June 2026
Chukwuka Nwabueze 's avatar
Chukwuka Nwabueze

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (67702)

Effective and very reliable.

5
Effective and very reliable. Helps when there are large orders Reviewed on: 19th May 2024

Quick and Efficient

5
Quick and easy to pay. User friendly interface. Reviewed on: 19th May 2024

Pay in 3 easy as can be.

5
Have been using pay in 3 for a while now ,I like it because you can split the cost on more expensive items,allowing you to budget much better for the other things you need to live on on a weekly basis the process is quick and easy it splits the payment in 3 for you and tells you what the payments will be,could,nt be easier,has helped me a great deal since I started using it. Reviewed on: 19th May 2024

Smooth and totally painless experience

5
Have used pay in 3 a few times and the whole experience has been smooth and totally painless. Reviewed on: 19th May 2024

Brilliant

5
Great service, I’m using it every time Reviewed on: 19th May 2024

I was very pleased to find out about PayPal pay in 3...

5
I was very pleased to find out about PayPal pay in 3 , it’s very helpful. Reviewed on: 19th May 2024

PayPal pay in 3 is my go to shopping buddy!

5
Paypal 3 helps a lot when it comes to shopping online. When I don’t have enough balance in my account and I need to buy something, Paypal pay in 3 is my to go always! It helps me buy the stuff that I need without breaking my bank account. The only complaint that I have is: it’s not available on some sites or sometimes the minimum account I should spend makes it hard for me to avail. But all in all, I am happy and I find it very useful! Reviewed on: 19th May 2024

I can again afford to buy products

5
Pay in 3 Means I can afford to buy products I wouldn't be able to afford at this moment in time Reviewed on: 19th May 2024

A brilliant service which is very easy to ise.

5
A brilliant service which is very easy to ise. Reviewed on: 19th May 2024

PayPal is generally good for my finance needs, I lov...

5
PayPal is generally good for my finance needs, I love the pay in 3 option or the 30 day late payment thing. For me it gets a bit tricky with PayPal credit as I had some hiccups with payment being declined and going over the payment date and getting charged an late payment fee Reviewed on: 19th May 2024

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