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PayPal: Pay in 3 reviews

4.76
Based on 67,889 reviews, last reviewed 11th Jun 2026
4285800% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to set up Very easy to set up and a great way of spreading the cost with no fee Reviewed on: 11th June 2026
AshP's avatar
AshP

Latest lowest rating:

2

Convenience at a cost The service itself is great - quickly sending money elsewhere, getting the receipt. Only more recently did I look closely at exchange rates etc and re... Read more Reviewed on: 11th June 2026
Annerose A's avatar
Annerose A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (67889)

Quick and easy

5
Very quick and easy to resolve if any issues Reviewed on: 20th May 2024

Pay in 3 vs cost of living crisis

5
Pay in 3 is a brilliant service that allows larger purchases to be made today where the payments can be spread out better against a cost of living crisis Reviewed on: 20th May 2024

Good way of paying and was happy using it

5
Good way of paying and was happy using it Reviewed on: 20th May 2024

Pre approval, simple quick process, safe!!

5
Pay in 3, there’s no fees, applying is easy and most importantly safe. Customer service is superb. Reviewed on: 20th May 2024

Pay later makes large shopping convenient.

4
Having the opportunity to pay a month later for an item is helpful, and to pay in several instalments is even more helpful. Reviewed on: 20th May 2024

Always a reliable and efficient experience

5
Always a reliable and efficient experience Reviewed on: 20th May 2024

Pay in 3

5
Paying in 3 takes the stress of paying full amount out at time of purchase. Reviewed on: 20th May 2024

Good service

5
Good service , good app , very good customer service Reviewed on: 20th May 2024

Thank you PayPal & Pay in 3!

5
I've been using PayPal for years, the best and easiest app ever. Pay in 3 has also been a game changer for me, thank you PayPal! Reviewed on: 20th May 2024

Helps me to buy stuff anytime even if I do not have...

5
Helps me to buy stuff anytime even if I do not have enought cash Reviewed on: 20th May 2024

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