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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 70,949 reviews, last reviewed 15th Jun 2026
4573500% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All have been excellent, as I haven’t encountered an... All have been excellent, as I haven’t encountered any problems at all using any of your services except when I sent money to a friend who I didn’t kno... Read more Reviewed on: 15th June 2026
Belinda Glassup's avatar
Belinda Glassup

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (70949)

Handy for me as I can split payments

5
Handy for me as I can split payments Reviewed on: 30th May 2024
Kelly 's avatar
Kelly

My only set back was PayPal credit where I wasn’t wa...

4
My only set back was PayPal credit where I wasn’t warned that minimum payment was due. I only realised I have been charged penalty without any prior warning Reviewed on: 30th May 2024
Emmanuel D's avatar
Emmanuel D

Best budget thing out there for large purchases

5
Honestly, I use it so often, the pay in 3, it makes it easier to budget especially when buying larger purchases. Purchased 4 new tyres using it and it really helps out a lot. Reviewed on: 30th May 2024
Jetpk's avatar
Jetpk

Excellent service

5
Always someone to help on the phone when needed Reviewed on: 30th May 2024
E's avatar
E

PayPal - when you need a little extra time.

5
Needed a little more time to pay off some items for my son's new house and PayPal kindly offere me the pay in 3 which was a real help Reviewed on: 30th May 2024
Claire C's avatar
Claire C

Always easy and secure.

5
Always easy and secure. I feel safe laying by PayPal Reviewed on: 30th May 2024
Donata M's avatar
Donata M

PayPal pay in 3 helps me out so much to get the thin...

5
PayPal pay in 3 helps me out so much to get the things I need at a time when I don't always have the money to pay upfront like when my washing machine broke. So easy to use the app and you can pay before it's due helping with my credit. Reviewed on: 30th May 2024
Chloe t's avatar
Chloe t

Never got wronged by it.

5
Never got wronged by it. Really happy and feel safe to use it. Reviewed on: 30th May 2024
charliee's avatar
charliee

Easy to use, freedom to buy

5
Paypal pay in 3 has allowed me to buy many items with ease and automatic payments that I don't have to worry about. Can be used almost everywhere. Security by paying with PayPal. Have used this many many times and will continue to do so! Excellent feature! Reviewed on: 30th May 2024
Rebecca D's avatar
Rebecca D

Excellent

5
Very quick service. Everything can be completed on the PayPal app. Reviewed on: 30th May 2024
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