Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 70,988 reviews, last reviewed 15th Jun 2026
4577400% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I needed a refund on a ticket purchase i had made bu... I needed a refund on a ticket purchase i had made but couldn't obtain it. Because I purchased through PayPal they fought my corner and eventually got ... Read more Reviewed on: 15th June 2026
Dave G's avatar
Dave G

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (70988)

Very easy to use.

5
Very easy to use. I can pay in installments automatically without going to lengthy credit checks. Reviewed on: 30th May 2024

OUTSTANDING!

5
Being a uni student, pay in 3 is very useful for buying Christmas / birthday gifts, or even updating my wardrobes / furniture. It is very easily set up through the merchant, and easy to repay monthly, even providing notifications of an upcoming payment. 10/10 would recommend for all students! Reviewed on: 30th May 2024

Bigger purchases made easier

5
Amazing service, as it allows for time to pay bigger purchases. I frequently use PayPal pay in 3 to purchase flights and make hotel reservations. It’s fast, reliable and Paypal gives you all necessary information and timely reminders of upcoming payments. Reviewed on: 30th May 2024

Easy to use and very helpful and helps pay for stuff...

5
Easy to use and very helpful and helps pay for stuff if things are a little tight helps keep track of your spending and absolutely stress free Reviewed on: 30th May 2024

Quick and easy payment.

5
Quick and easy payment. Used pay in3 many times and never had any problem. Good help when I buy expensive items Reviewed on: 30th May 2024

Love that Paypal is widely accepted and that they of...

5
Love that Paypal is widely accepted and that they offer the Pay in 3 option. Handy when you have a big purchase or even a small one. You receive reminders when your due date comes up and you can even pay off the remaining balance early! Will definitely keep using this. Reviewed on: 30th May 2024

Easy to use ,helps to spread the cost of various ite...

5
Easy to use ,helps to spread the cost of various items . Reviewed on: 30th May 2024

Pay in 3 helps you to spread the payments for the th...

5
Pay in 3 helps you to spread the payments for the things you want over a more affordable time and especially in advance of Birthdays, Christmas etc Reviewed on: 30th May 2024

Always secure- always quick - I love that you have m...

5
Always secure- always quick - I love that you have multiple payment options Reviewed on: 30th May 2024

Pay in 3 helped me plan my incoming funds

5
Pay in 3 had helped me plan my funds and allowed me purchase items easily Reviewed on: 30th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review