Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 71,592 reviews, last reviewed 16th Jun 2026
4634500% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Sandiepea It’s a crap shoot sometimes I get the pay 3 later n ours I don’t. I don’t understand why as I’ve always payed it of early when I get it ? Apart from t... Read more Reviewed on: 16th June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (71592)

Great having the option to spread payments over 3 mo...

5
Great having the option to spread payments over 3 months makes life a lot more manageable. So helpful and easy especially when you can pay the monthly installment on your payday so you know it’s covered for the month! Reviewed on: 1st June 2024
Louise B's avatar
Louise B

Always Had Good Experiences

5
Always Had Good Experiences With Pay in 3 and even With Paypal Credit So far, Not One Complain. Reviewed on: 1st June 2024
Jesus Di Salvatore's avatar
Jesus Di Salvatore

Paypal usage!

5
I’ve used PayPal when shopping at sites I’ve been unsure of as extra security, I’ve also loved the pay in 3 option which has helped loads and multiple times! typically easy to use, app makes it even better and tbf transferring to family is easy! Reviewed on: 1st June 2024
Mike's avatar
Mike

I think PayPal is fantastic it has helped me out so...

5
I think PayPal is fantastic it has helped me out so much over the last few years Reviewed on: 1st June 2024
Gary B's avatar
Gary B

No issues really easy to use and manage

5
No issues really easy to use and manage Reviewed on: 1st June 2024
Cherise K's avatar
Cherise K

No problems with paypal.

5
No problems with paypal. Never had any issues Reviewed on: 1st June 2024
JOjo's avatar
JOjo

Great, making it affordable and user friendly to all

4
Using PayPal Pay in 3 has been a fantastic experience, highlighting just how easy and user-friendly the service is. The option to split my purchase into three manageable payments without any interest is incredibly convenient and budget-friendly. Setting it up was a breeze—during checkout, I simply selected PayPal Pay in 3, and within a few clicks, my purchase was approved. The transparency of the payment schedule is another aspect I appreciate. PayPal provides clear information about when each payment will be deducted, helping me to plan my finances better. Additionally, managing the payments through the PayPal app is straightforward. I can easily see the status of my payments and any upcoming due dates, all in one place. The overall process is smooth and hassle-free, making it an excellent option for anyone looking to spread the cost of their purchases without incurring additional charges. PayPal Pay in 3 has certainly enhanced my shopping experience, and I highly recommend it for its simplicity and convenience. Reviewed on: 1st June 2024
Adrian's avatar
Adrian

Have used for a very long time with minimal issues.

5
Have used for a very long time with minimal issues. Wish they wouldnt lean into crypto as it’s not fiscally responsible. Reviewed on: 1st June 2024
Craig's avatar
Craig

Good value for money

5
Use it regularly and offers a wide selection of retailers. Reviewed on: 1st June 2024
Edward S's avatar
Edward S

great customer service, easy to use.

5
great customer service, easy to use. Reviewed on: 1st June 2024
jim c's avatar
jim c

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill