Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 71,414 reviews, last reviewed 16th Jun 2026
4617500% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Since i created Paypal few years ago i had always go... Since i created Paypal few years ago i had always good experience. Just few hiccups but it’s ok. Reviewed on: 16th June 2026
Jean c's avatar
Jean c

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (71414)

Used this for a while now and extremely useful for s...

5
Used this for a while now and extremely useful for spreading payments across a few months. Easy to set up and quick transactions Reviewed on: 31st May 2024
Sam b's avatar
Sam b

I regularly use pay in 3 and it’s fabulous to be abl...

5
I regularly use pay in 3 and it’s fabulous to be able to split costs as so. I also recently have finished a round of PayPal credit which I am thrilled with. Reviewed on: 31st May 2024
Holly R's avatar
Holly R

Always the first option I look for

5
I always look for PayPal at checkout. Always the number one choice Reviewed on: 31st May 2024
Sef's avatar
Sef

Its easy to apply, and the fact that paypal is every...

5
Its easy to apply, and the fact that paypal is everywere Reviewed on: 31st May 2024
Laur A's avatar
Laur A

Pay in 3

3
When you need the pay in 3 the system tends not to give you the arrangement. Even for say £50 Reviewed on: 31st May 2024
Ian 's avatar
Ian

Never a problem, smooth transactions every time.

5
Never a problem, smooth transactions every time. Reviewed on: 31st May 2024
Barrie's avatar
Barrie

Would like to know why pay in 3 is only available so...

4
Would like to know why pay in 3 is only available sometimes. Reviewed on: 31st May 2024
Lorrain f's avatar
Lorrain f

I have used pay in 3 for som time and find it a grea...

5
I have used pay in 3 for som time and find it a great way of getting what you want when you want without being tied to a credit card. Reviewed on: 31st May 2024
Jon Steer's avatar
Jon Steer

Easy, effective and secure

5
Easy, effective and secure… what more could you want from an app. Reviewed on: 31st May 2024
Tristan keeble's avatar
Tristan keeble

I never knew about this service until a particular s...

5
I never knew about this service until a particular store offered me to pay for my items in 3 months. The PayPal app is very straightforward and can easily make payments hassle free. I have had to also contact Customer Services and all agents are professional and accommodating. I would definitely recommend this payment option. Reviewed on: 31st May 2024
Anonymous P's avatar
Anonymous P

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill