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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (71422 reviews)

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4.76

Based on 71,422 reviews, last reviewed 16th Jun 2026

4618300% increase in 5 star reviews

in the past 90 days

8600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Straight forward and easy to use Straight forward and easy to use Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (71422)

Effortless, amazing service requiring no contact wit...

Effortless, amazing service requiring no contact with customer service. Everything is automated. Works even when you have refunds being processed for damaged goods or anything like that. Any problems resolved instantly. Reviewed on: 31st May 2024

Professional and friendly

Whenever I've had any problems with purchases they are sorted quickly and professionally Reviewed on: 31st May 2024

Good service

Good service and really find the pay in 3 helpful Reviewed on: 31st May 2024

Fantastic service

Fantastic service allowing you to spread the cost. Reviewed on: 31st May 2024

Easy to navigate

easy to use, easy to navigate, keeps you informed of pending payment dates Reviewed on: 31st May 2024

Really good experience.

Really good experience. I would make a change to it though. After the first payment you should be able to pick the next payment date Reviewed on: 31st May 2024

Always use PayPal pay in 3

Always use PayPal pay in 3 if over a certain amount as it convenient Reviewed on: 31st May 2024

Fantastic way to split costs

Fantastic way to split costs, it's easy and fast and makes large payments much easier and they're good at offering help to pay, just make sure that you're not doing too many pay in threes at a time, it can get out of hand fast Reviewed on: 31st May 2024

Convenient, I find PayPal pay in 3 very helpful as I...

Convenient, I find PayPal pay in 3 very helpful as I get to make purchases without having to wait till my next payday Reviewed on: 31st May 2024

Easy to use, if I’ve ever had a problem is quickly r...

Easy to use, if I’ve ever had a problem is quickly resolved Reviewed on: 31st May 2024

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