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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 67,702 reviews, last reviewed 11th Jun 2026
4267700% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Never any issues, fast easy service, great for cash flow management Reviewed on: 11th June 2026
Craig E's avatar
Craig E

Latest lowest rating:

2

Positive experience good customer service always sol... Positive experience good customer service always solve problems Reviewed on: 11th June 2026
Chukwuka Nwabueze 's avatar
Chukwuka Nwabueze
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (67702)

Having a flexible option is great

5
It’s great to be able to have an option to spread the payments for 3 months or pay full balance with credit! Being able to set up direct debt is great too, allows me to spread my monthly outgoings. Reviewed on: 16th May 2024
Tom L's avatar
Tom L

Used pay in 3 plenty of times, nice simple way to sp...

5
Used pay in 3 plenty of times, nice simple way to spread the cost without charges. Reviewed on: 16th May 2024
Luke s's avatar
Luke s

Best service ever to help with expenses items My onl...

5
Best service ever to help with expenses items My only step back is when a website glitch and payment go thru without progressing The excellent customer services always resolve the problem without issues Reviewed on: 16th May 2024
Nobody's avatar
Nobody

Love pay in 3 so handy and easy to use.

5
Love pay in 3 so handy and easy to use. Only wish you could use it in more places Reviewed on: 16th May 2024
Rebecca Hughes's avatar
Rebecca Hughes

Easy to use

5
I am using PayPal from a long time and it is very easy to use and very convenient way to spend. A satisfied customer. Reviewed on: 16th May 2024
WA's avatar
WA

Excellent.

5
Excellent. Pay is 3 is very useful when making big purchases. I love using PayPal as it makes it safer to shop online. I use PayPal in all my transactions as much as possible. It is definitely highly recommended Reviewed on: 16th May 2024
Mira A's avatar
Mira A

I have been using paypal for years.

5
I have been using paypal for years. Every website that have paypal is always trusted to me. They have lots of ways helping you paying for goods which is excellent for me. Pay in 3 and even paypal credits is amazing, instead of pay for one transaction now I can get many more different things instead of waiting for salary. Would even give 10 star for pay pal pay in 3 Reviewed on: 16th May 2024
Huong G's avatar
Huong G

The Easy Way To Pay With Split Payments

5
Pay in 3 makes paying for something in split payments easy and hassle-free. Once you have signed up it appears as a payment option in the PayPal checkout for eligible purchases which makes it super easy to use. The fact that you make the first payment at the point of purchase is clever and encourages responsible spending and budgeting. Reviewed on: 16th May 2024
Liam's avatar
Liam

pay in 3 is great

5
I use pay in 3 for large purchases that i know will take a while to arrive or experiences that are happening in a few months of payment and i love the freedom of being able to pay part of my bills closer to the time. It's a great flexible way of budgeting each month Reviewed on: 16th May 2024
Sadie 's avatar
Sadie

Paying in 3 helps spread the cost

5
Paying in 3 helps me buy things I need now and pay them off in instalments without any interest charged. As the payments are made automatically I don’t need to worry about missing any payments. Reviewed on: 16th May 2024
Dami's avatar
Dami

Review PayPal: Pay in 3 now

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