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PayPal: Pay in 3 reviews

4.76
Based on 67,889 reviews, last reviewed 11th Jun 2026
4285800% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Very easy to set up Very easy to set up and a great way of spreading the cost with no fee Reviewed on: 11th June 2026
AshP's avatar
AshP

Latest lowest rating:

2

Convenience at a cost The service itself is great - quickly sending money elsewhere, getting the receipt. Only more recently did I look closely at exchange rates etc and re... Read more Reviewed on: 11th June 2026
Annerose A's avatar
Annerose A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (67889)

Speed payments and mo time wasted.

5
Speed payments and mo time wasted. Reviewed on: 14th May 2024

It's very useful, I'm using pay in three all the time.

5
It's very useful, I'm using pay in three all the time. Reviewed on: 14th May 2024

PayPal a secure way to pay...

5
I have always found PayPal to be a secure way to pay for things online Reviewed on: 14th May 2024

Very reliable trustable app and when I've had issues...

5
Very reliable trustable app and when I've had issues with sellers etc.Paypal have been very supportive and quick to resolve the issue. Reviewed on: 14th May 2024

Never had any problems

5
Never had any problems, great way to boost your credit score. Easy to use and can pay balance earlier if you want to. Reviewed on: 14th May 2024

Happy PayPal

5
Easy to use and easy to contact if needed Reviewed on: 14th May 2024

I’ve used pay in 3 twice now , it’s a great service...

5
I’ve used pay in 3 twice now , it’s a great service as there is no interest Reviewed on: 14th May 2024

Making paying for essentials a lot more manageable

5
I needed to order some essential furniture items, and I just couldn't afford the total amount up front. PayPal Pay in 3 let me spread the cost in 3 more manageable payments. Problem solved! Reviewed on: 14th May 2024

Inconvenience and issues

5
I use the option alot, the only downfall I can see is that even though my payment is pending its very very slow for the funds or credit to reflect on to ,y account which let's say, I have £200 credit available but I need to pay for something which is £230, well I would need to wait a few days before I can use that fund if I put a £40 pound pay,ent just so I can get what I want. But second time now it's happened to me where I missed out on the deal for being a day or 2 late as its not instant. Maybe loyal customers should get some perks? Reviewed on: 14th May 2024

It help buy and pay for sevices in a convenient...

5
It help buy and pay for sevices in a convenient way Reviewed on: 14th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review