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PayPal: Pay in 3 reviews

4.76
Based on 68,485 reviews, last reviewed 12th Jun 2026
4341900% increase in 5 star reviews
in the past 90 days
8400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of spend Allows me to spread spend to achieve good value buys. So easy to use and flexible. Good communication Reviewed on: 12th June 2026
Linda M's avatar
Linda M

Latest lowest rating:

1

Trusting and reliable, makes payments so easy withou... Trusting and reliable, makes payments so easy without worrying Reviewed on: 12th June 2026
Michelle's avatar
Michelle

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (68485)

PayPal pay in 3

5
My experience using the pay in 3 option has always been great. It is extremely easy and quick to use and it helps me pay for things even when I’m a little short of money. I find it to be very secure and I’ve never had a problem when using it. Reviewed on: 16th May 2024

Very useful

4
Very useful to spread out payments Reviewed on: 16th May 2024

Easy and safe.

5
Easy and safe. Best thing to pay in 3 months Reviewed on: 16th May 2024

Great option to have and split the cost over 3...

5
Great option to have and split the cost over 3 months Reviewed on: 16th May 2024

the best payment option

5
Pay in 3 is the best payment option to use online. I wish I could use it in store as well. Reviewed on: 16th May 2024

Very easy to apply for.

5
Very easy to apply for. Helped me cover the cost of a couple of purchases I wouldn't have normally made Reviewed on: 16th May 2024

Very quick and efficient service.

5
Very quick and efficient service. Had a problem with one of my orders but it has been resolved very quickly and without any bother. Reviewed on: 16th May 2024

Love my PayPal pay in 3 good customer service

5
Love my PayPal pay in 3 good customer service Reviewed on: 16th May 2024

Pay in 3 is great

5
Pay in 3 is easy to use. You can see your outstanding payments, what for and what date the next payment is due. You can also pay off early if you wanted. Very easy to use and I would definitely recommend. Reviewed on: 16th May 2024

It's very convenient to use PayPal pay in three - yo...

5
It's very convenient to use PayPal pay in three - you can spread the cost but also pay the instalments early. Reviewed on: 16th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review