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PayPal: Pay in 3 reviews

4.76
Based on 67,795 reviews, last reviewed 11th Jun 2026
4276600% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
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Latest highest rating:

5

Helps so much splitting the cost Helps so much splitting the cost Reviewed on: 11th June 2026
Natalie 's avatar
Natalie

Latest lowest rating:

2

Convenience at a cost The service itself is great - quickly sending money elsewhere, getting the receipt. Only more recently did I look closely at exchange rates etc and re... Read more Reviewed on: 11th June 2026
Annerose A's avatar
Annerose A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (67795)

Easy to use and always trust PayPal

5
Easy to use and always trust PayPal Reviewed on: 13th May 2024

Helpful and easy to use

4
I have been using Pay in 3 for several years, and it has been beneficial in spreading my travel expenses quickly and making them affordable. Reviewed on: 13th May 2024

The system works in relation to its essence - instal...

3
The system works in relation to its essence - installment plan for payments. However if there's an issue then paypal completely falls apart. There is no basic level of decent customer support when an issue arises. Clearly proving the dispute/appeal process wrong but too much of dickheads to admit fault Reviewed on: 13th May 2024

I recently had an issue with a supplier not fulfilli...

5
I recently had an issue with a supplier not fulfilling my order due to their carrier losing my parcel PayPal ensured I was refunded quickly and efficiently Reviewed on: 13th May 2024

Makes paying so easy.

5
Makes paying so easy. No need to worry about having a card so it's nice to be able to purchase when ever you want. I have been using PayPal for about 19 years now and pay in 3 is the best because I you can buy when you don't have all the money and it's interest free Reviewed on: 13th May 2024

Secure,Safe and easy to use

5
Safe and easy to use, quick , secure when paying people you don’t know Reviewed on: 13th May 2024

PayPal pay in 3 is amazing!!

5
PayPal pay in 3 is amazing, it’s help me out so much from wanting to get stuff by letting me pay up in 3 months I wouldn’t be able to get half the stuff I have without it Reviewed on: 13th May 2024

I been saved so many times paying for flights and ot...

5
I been saved so many times paying for flights and other needs via pp credit. Reviewed on: 13th May 2024

Super easy to use.

5
I used pay in 3 to help me with Christmas presents and it was so easy to use, easy to set up and see what payments you have made and what you had left to make. Customer service was easy to contact aswel and quick to resolve my issues. I will definitely use this service again in the near future as it's such a big help. Reviewed on: 13th May 2024

Easy enough form of payments.

3
Easy enough form of payments. Does not work 100%, can't use it everywhere, sitll need yo use my bank card if paypal d not work Reviewed on: 13th May 2024

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