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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 67,795 reviews, last reviewed 11th Jun 2026
4276600% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helps so much splitting the cost Helps so much splitting the cost Reviewed on: 11th June 2026
Natalie 's avatar
Natalie

Latest lowest rating:

2

Convenience at a cost The service itself is great - quickly sending money elsewhere, getting the receipt. Only more recently did I look closely at exchange rates etc and re... Read more Reviewed on: 11th June 2026
Annerose A's avatar
Annerose A
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (67795)

Straightforward and useful

5
I have found this a very useful service, easy to keep track of, and PayPal sends regular reminders - I don’t need these, but they are reassuring. It’s very helpful to be able to spread payments for essential or extra items over three months. Reviewed on: 12th May 2024
Jane M's avatar
Jane M

Due to the cost of living being able to pay in 3 is...

5
Due to the cost of living being able to pay in 3 is a lifesaver .And because of the cost of food is so high you can shop at Iceland and spread the cost . Reviewed on: 12th May 2024
KimO's avatar
KimO

Very useful service easy to use and good garentee

5
Very useful service easy to use and good garentee Reviewed on: 12th May 2024
Brian C's avatar
Brian C

It is a simple and method of payment.

5
It is a simple and method of payment. Reviewed on: 12th May 2024
Robert H's avatar
Robert H

Never had any issue with PayPal credit at all.

5
Never had any issue with PayPal credit at all. Customer service has always been fine when I've needed to contact them, plenty of interest free options available so I rarely have to pay any interest. Minimum payments are fairly calculated but I try to pay more than that anyway Reviewed on: 12th May 2024
Ryan C's avatar
Ryan C

Very helpful

5
I use pay in 3 quite a lot. It helps me when me when i need it. Reviewed on: 12th May 2024
BlueSky's avatar
BlueSky

Excellent service to use especially paying in 3 steps

5
Excellent service to use especially paying in 3 steps Reviewed on: 12th May 2024
Freddie N's avatar
Freddie N

Very helpful

5
Pay in 3 is very helpful and useful way to pay for your purchase! Reviewed on: 12th May 2024
Sabina K's avatar
Sabina K

Extremely good service, always been very helpful in...

5
Extremely good service, always been very helpful in terms of customer support. Reviewed on: 12th May 2024
Harley H's avatar
Harley H

Easy use

5
I've never had an issue with PayPal pay in 3, it's user friendly and easy to use. I've used it around 3 times now, it's easy to pay off when your ready or pay earl if you can. Not only that but the payments are easy to make Reviewed on: 12th May 2024
Rachel P's avatar
Rachel P

Review PayPal: Pay in 3 now

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