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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101271 reviews)

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4.76

Based on 101,271 reviews, last reviewed 6th Aug 2026

104% increase in 5 star reviews

in the past 90 days

106% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

my payments online is safe & fast. i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101271)

I trust Paypal.

I trust Paypal. I feel more secure buying online if Paypal is an avaialbel payment method. I love using pay in 3 too because it helps me buy clothes to try on at home in "bulk". Reviewed on: 8th July 2026

Really good time use for eBay and Xbox

Really good time use for eBay and Xbox Reviewed on: 8th July 2026

Great service

Had an issue with an order and was resolved in minutes really good customer service with no hassle Reviewed on: 8th July 2026

Easy way to pay no extra cost

I paid in 3 on my flights found it easy to use and the amounts was not to high when split between the 3 with no added interest will definitely consider using again when given the option Reviewed on: 8th July 2026

Simple and clear to use.

Simple and clear to use. Easy to access and great communication. Reviewed on: 8th July 2026

I use my PayPal card for all my everyday purchases.

I use my PayPal card for all my everyday purchases. Not only is my money secure but I also get points, I love it. I use my points towards my online PayPal purchases. Reviewed on: 8th July 2026

Srcure and trustworthy

I've had a great experience using PayPal Pay in 3. The application process is quick, payments are clearly scheduled, and it's easy to keep track of everything in the app. It's been a reliable way to spread the cost of purchases without unnecessary hassle. What I appreciate most is PayPal's security and buyer protection, which gives me confidence when shopping online. The platform is straightforward to use, transparent about repayments, and I've found it to be a trustworthy and convenient service. I'd happily recommend PayPal Pay in 3 to anyone looking for a secure and flexible way to manage larger purchases. Reviewed on: 8th July 2026

Been using PayPal for over 10 year's, never had any...

Been using PayPal for over 10 year's, never had any issues that hadn't been resolved promptly and efficiently. Great protection and continue to use, and recommend to family and friends. Reviewed on: 8th July 2026

Dispute resolution.

Extremely good dispute resolution. Reviewed on: 8th July 2026

Generally speaking, customer service has been amazin...

Generally speaking, customer service has been amazing, everything when I encountered a retailer who refuses to refund or reimburse return shipping on faulty items, they stepped in and issued me some credit which helped solve the situation but needless to say, I avoided those retailiers like the plague. I like the safety using Paypal adds compared to handing out card details (I know it will be encrypted) but Paypal is handled by their own website entirely so the website you are using won't have any access to any of your bank information. Exchange rates are not as good as some others but I don't use it often enough to bother me. Also, Pay in 3 let me decide what I am keeping and what I want to return before deducting the whole lump sum from my bank account, it's a bonus Reviewed on: 8th July 2026

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