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PayPal: Pay in 3 reviews

4.76
Based on 101,271 reviews, last reviewed 6th Aug 2026
104% increase in 5 star reviews
in the past 90 days
106% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

my payments online is safe & fast. i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026
Sonia S's avatar
Sonia S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101271)

Great platform for sending cash.

5
Great platform for sending cash. No issues thus far. Reviewed on: 8th July 2026

Brilliant!!

5
PayPal has really hoped me budget my money and enabled me to purchase things I otherwise couldnt afford Reviewed on: 8th July 2026

Great service and very convenient

5
Great service and very convenient Reviewed on: 8th July 2026

Excellent and Convenient Payment Option

5
I’ve had a very positive experience using PayPal Pay in 3. The application process was quick, approval was straightforward, and splitting my purchase into three interest-free payments made it much easier to manage my budget. Payments are taken automatically on the scheduled dates, and everything is clearly displayed in the PayPal app. I appreciate how simple, transparent, and reliable the service has been. I would definitely recommend PayPal Pay in 3 to anyone looking for a flexible and convenient way to spread the cost of purchases without paying interest. Reviewed on: 8th July 2026

Works really smoothly with instant decisions.

5
Works really smoothly with instant decisions. Never had any issues and I really appreciate the advance notifications about money going out. Reviewed on: 8th July 2026

i use paypal a lot to pay in 3 separatelinstalments...

4
i use paypal a lot to pay in 3 separate instalments on big purchases glad i am able to do so helps out a lot Reviewed on: 8th July 2026

Reliable safe and protected

5
When using PayPal Im confident my money/purchases are safe & protected .very reliable Reviewed on: 8th July 2026

Reliable and efficient.

5
Reliable and efficient. Helps me spread the cost of larger purchases easily but still gives me the option to pay off earlier if I can. Will keep using in the future! Reviewed on: 8th July 2026

Great experience

5
Transactions are seamless and easy Pay in 3 option is very helpful Reviewed on: 8th July 2026

Very reliable and safe.

4
Very reliable and safe. Love the reward points scheme as well. Reviewed on: 8th July 2026

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