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PayPal: Pay in 3 reviews

4.76
Based on 67,796 reviews, last reviewed 11th Jun 2026
4276700% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

just an easy way to pay. just an easy way to pay. -needed to pay quick and spread the cost - kept me up to date Reviewed on: 11th June 2026
Emma Thompson's avatar
Emma Thompson

Latest lowest rating:

2

Convenience at a cost The service itself is great - quickly sending money elsewhere, getting the receipt. Only more recently did I look closely at exchange rates etc and re... Read more Reviewed on: 11th June 2026
Annerose A's avatar
Annerose A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (67796)

makes big purchases so much easier so easy to apply.

5
makes big purchases so much easier so easy to apply. has not affected credit rating unlike amazon pay in 3 with barclays did last year. thanks pay pal. Reviewed on: 12th May 2024

Easy to use no hassle.

5
Easy to use no hassle. Does take in account your financial situations so may not always be able to use it. Reviewed on: 12th May 2024

Spreading the cost of your Splurge

5
Pay in 3 allows me to spread the cost of purchases at 0% interest. It helps me to manage my money and know exactly how much I have committed to for the short term so I can still splurge every now and again without feeling it in one hit. Reviewed on: 12th May 2024

Easy to use financial plan and good customer care.

5
Easy to use financial plan and good customer care. Really helps to pay for bigger purchases over time without interest. Reviewed on: 12th May 2024

Option is readily available and works well with budg...

5
Option is readily available and works well with budgeting Reviewed on: 12th May 2024

Grate experience

5
For .me they ate the best Great experiences Reviewed on: 12th May 2024

Fantastic interest free payment option

5
It’s very liberating to be able to pay in 3, means I can buy things I otherwise would not be able to afford and pay it off in a timely manageable way. It is a fantastic service , no interest repayments, and available instantly. There is nothing not to like, and I would highly recommend for those bigger purchases. Reviewed on: 12th May 2024

Pay in 3 makes it a lot easier to purchase items you...

5
Pay in 3 makes it a lot easier to purchase items you need and not pay the full amount straight away Reviewed on: 12th May 2024

Not really happy with charges or costs.

2
Not really happy with charges or costs. Reviewed on: 12th May 2024

Good experience throughout Call for some clarification

5
Good experience throughout Call for some clarification Reviewed on: 12th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review